What is UWM Holdings's restricted cash?

UWM Holdings (UWMC) reported restricted cash of $21M in Q1 2026.

How has UWM Holdings's restricted cash changed year-over-year?

UWM Holdings's restricted cash increased by 30.4% year-over-year, from $16.1M to $21M.

What does restricted cash mean?

Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.

UWM Holdings UWMC Restricted Cash

Restricted Cash at other companies

loanDepotLDI

$79.77M+7.4%

Better Home & FinanceBETR

$9.41M-56.5%

Onity GroupONIT

$124.7M+112%

MFA FinancialMFA

$189.24M-13.8%

MIT

TPG Mortgage Investment Trust MITT

$18.42M+34.7%

Rocket CompaniesRKT

——

Other financials

Income statement

See full

Revenue$901.4M+47.0%

Net income$25.3M+285%

EPS (diluted)$0.09+175%

Balance sheet

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Cash & equivalents$424.0M-12.6%

Total debt$3.1B+6.7%

Total equity$1.6B-2.1%

Total assets$19.3B+37.1%

Cash flow

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Operating cash flow-$2.2B-475%

CapEx$19.1M+7.3%

Free cash flow-$2.2B-490%

Valuation

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Market cap$719.16M-11.6%

Enterprise value$3.4B+5.0%

P/E10.8×—

P/S0.2×-0.1×

Profitability

See full

Operating margin-0.1%—

Net margin1.9%+1.7pp

FCF margin-129.4%—

Returns & leverage

See full

Return on equity4.1%+3.8pp

Debt / equity1.9×+0.2×

Current ratio0×—

Where this comes from

Reported directly by UWM Holdings in its filing.

Tagged under the XBRL concept us-gaap:RestrictedCashCurrent.

The official record: UWM Holdings’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is UWM Holdings's restricted cash?: UWM Holdings (UWMC) reported restricted cash of $21M in Q1 2026.
How has UWM Holdings's restricted cash changed year-over-year?: UWM Holdings's restricted cash increased by 30.4% year-over-year, from $16.1M to $21M.
What does restricted cash mean?: Cash restricted for specific purposes by contractual, regulatory, or legal requirements — not available for general corporate use.