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Allowance for credit losses at other companies

Bank of America logo
Bank of AmericaBAC
$13.15B-0.8%
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$14.37B-1.2%
Truist Financial logo
Truist FinancialTFC
$5.03B
Bank of the James Financial Group logo
Bank of the James Financial GroupBOTJ
$6.2M-11.7%
First Community Corporation logo
First Community CorporationFCCO
$18.36M+35.0%
BV Financial, Inc. logo
BV Financial, Inc.BVFL
$6.4M-28.0%

Other financials

Income statement

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Revenue$14.4M+2.4%
Net income$5.3M+17.2%
EPS (diluted)$0.97+16.9%

Balance sheet

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Total debt$25.8M+3.2%
Total equity$186.5M+11.8%
Total assets$1.6B+0.9%

Cash flow

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Operating cash flow$7.2M+246%
CapEx$207.0K-20.1%
Free cash flow$7.0M+284%

Valuation

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Market cap$240.65M+20.8%
P/E12×+0.9×
P/S4.2×+0.6×

Profitability

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Net margin34.6%+2.1pp
FCF margin44.8%+20.7pp

Returns & leverage

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Return on equity11.3%+0.2pp
Debt / equity0.1×0.0×

Where this comes from

Reported directly by Virginia National Bankshares Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLosses.

The official record: Virginia National Bankshares Corporation’s 10-Q, filed May 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Virginia National Bankshares Corporation's allowance for credit losses?
Virginia National Bankshares Corporation (VABK) reported allowance for credit losses of $7.98M in Q1 2026.
How has Virginia National Bankshares Corporation's allowance for credit losses changed year-over-year?
Virginia National Bankshares Corporation's allowance for credit losses decreased by 4.2% year-over-year, from $8.33M to $7.98M.
What is the long-term trend for Virginia National Bankshares Corporation's allowance for credit losses?
Over 5 years (2020 to 2025), Virginia National Bankshares Corporation's allowance for credit losses has grown at a 8.7% compound annual growth rate (CAGR), from $5.46M to $8.27M.
What does allowance for credit losses mean?
Reserve held against the loan portfolio for estimated future credit losses under the CECL methodology — a contra-asset reducing net loans.