What is Westamerica Bank's gross loans?

Westamerica Bank (WABC) reported gross loans of $696.2M in Q1 2026.

How has Westamerica Bank's gross loans changed year-over-year?

Westamerica Bank's gross loans decreased by 8.0% year-over-year, from $757.12M to $696.2M.

What is the long-term trend for Westamerica Bank's gross loans?

Over 5 years (2020 to 2025), Westamerica Bank's gross loans has grown at a -10.0% compound annual growth rate (CAGR), from $1.23B to $726.48M.

What does gross loans mean?

Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.

Westamerica Bank WABC Gross loans

Gross loans at other companies

JPMorgan ChaseJPM

$1.43T+9.6%

Bank of AmericaBAC

$1.21T+8.5%

Wells Fargo & CompanyWFC

$2.81B-61.0%

Stellar BancorpSTEL

$7.59B+4.2%

Amerant BancorpAMTB

$6.56B-8.3%

Center BancorpCNOB

$11.74B+44.5%

Other financials

Income statement

See full

Revenue$64.5M-12.2%

Net income$27.4M-5.8%

EPS (diluted)$1.13-13.1%

Balance sheet

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Cash & equivalents$397.3M-45.4%

Total debt$165.5M+24.2%

Total equity$882.7M-4.4%

Total assets$5.9B-1.7%

Cash flow

See full

Operating cash flow$39.7M-6.3%

CapEx$1.0M+410%

Free cash flow$38.7M-8.2%

Valuation

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Market cap$1.39B+14.9%

Enterprise value$1.16B+88.3%

P/E12.1×+3.0×

P/S5.4×-0.2×

Profitability

See full

Net margin45%-2.2pp

FCF margin46.4%-1.2pp

Returns & leverage

See full

Return on equity12.7%-2.8pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by Westamerica Bank in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestBeforeAllowanceForCreditLoss.

The official record: Westamerica Bank’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Westamerica Bank's gross loans?: Westamerica Bank (WABC) reported gross loans of $696.2M in Q1 2026.
How has Westamerica Bank's gross loans changed year-over-year?: Westamerica Bank's gross loans decreased by 8.0% year-over-year, from $757.12M to $696.2M.
What is the long-term trend for Westamerica Bank's gross loans?: Over 5 years (2020 to 2025), Westamerica Bank's gross loans has grown at a -10.0% compound annual growth rate (CAGR), from $1.23B to $726.48M.
What does gross loans mean?: Total loans outstanding before deducting the allowance for credit losses — the gross lending portfolio across all categories.