When did World Acceptance report Q3 2025 earnings?

World Acceptance (WRLD) reported Q3 2025 earnings on January 28, 2025 before market open.

What were World Acceptance's Q3 2025 revenue and EPS?

World Acceptance reported revenue of $138.6M and eps of $2.45 for Q3 2025.

Did World Acceptance beat estimates in Q3 2025?

Revenue missed the consensus estimate of $154.5M by $15.9M. EPS beat the consensus estimate of $1.23 by $1.22.

Where can I find World Acceptance's Q3 2025 SEC filings?

You can read the 10-Q periodic report (0000108385-25-000008) directly on SEC EDGAR. The filing index links above go to sec.gov.

World Acceptance WRLD Q3 2025 earnings

Reported January 28, 2025 · Before market open

Revenue$138.6MMiss by $15.9M

EPS$2.45Beat by $1.22

Revenue estimate$154.5M

EPS estimate$1.23

Next report

Oct 22, 2026 (in 3 months)

Revenue estimate$140.7M

EPS estimate$0.79

Financials

Q3 2025

Income statement

See full

Revenue$139.0M+0.9%

Net income$13.6M-18.2%

EPS (diluted)$2.49-12.3%

Balance sheet

See full

Cash & equivalents$10.3M-19.4%

Total debt$81.2M-1.5%

Total equity$428.2M+5.2%

Total assets$1.1B-0.8%

Cash flow

See full

Operating cash flow$61.1M+3.8%

CapEx$685.6K-43.8%

Free cash flow$60.4M+4.8%

Valuation & ratios

Valuation

as of 12/31/24

See full

Market cap$646.48M-14.2%

Enterprise value$717.39M-12.9%

P/E8×-3.3×

P/S1.2×-0.2×

Profitability

See full

Net margin14.5%+2.9pp

FCF margin43.4%-2.2pp

Returns & leverage

See full

Return on equity19.4%+2.0pp

Debt / equity0.2×0.0×

Versus estimates

Revenue

Q1 2027$139.2MMiss by $4.7M Q4 2026$177.6MBeat by $9.2M Q3 2026$141.3MBeat by $11.9M Q2 2026$134.5MBeat by $974.4K Q1 2026$132.5MBeat by $3.4M Q4 2025$165.3MBeat by $35.3M

Diluted EPS

Q1 2027$2.12Beat by $1.54 Q4 2026$7.70Miss by $0.04 Q3 2026-$0.19Miss by $0.77 Q2 2026-$0.38Miss by $2.25 Q1 2026$0.25Miss by $2.19 Q4 2025$8.13Beat by $1.71

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Questions, answered.

When did World Acceptance report Q3 2025 earnings?: World Acceptance (WRLD) reported Q3 2025 earnings on January 28, 2025 before market open.
What were World Acceptance's Q3 2025 revenue and EPS?: World Acceptance reported revenue of $138.6M and eps of $2.45 for Q3 2025.
Did World Acceptance beat estimates in Q3 2025?: Revenue missed the consensus estimate of $154.5M by $15.9M. EPS beat the consensus estimate of $1.23 by $1.22.
Where can I find World Acceptance's Q3 2025 SEC filings?: You can read the 10-Q periodic report (0000108385-25-000008) directly on SEC EDGAR. The filing index links above go to sec.gov.