Where do World Acceptance's ratios come from?

Every ratio is computed from World Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.

World Acceptance WRLD Ratios & Valuation

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY

Simplified Detailed

	FY'26	FY'25	FY'24	FY'23
Profitability
Net margin	5.9%-9.9pp	15.8%+2.3pp	13.5%+10.0pp	3.4%-5.8pp
EBITDA margin	17.7%-11.4pp	29.1%+2.7pp	26.4%+13.1pp	13.3%-5.1pp
Free cash flow margin	43.7%-0.7pp	44.4%-0.9pp	45.3%-1.0pp	46.3%+0.8pp
Returns
Return on equity	8.8%-12.0pp	20.8%+1.6pp	19.2%+13.6pp	5.6%-8.2pp
Return on assets	3.4%-5.3pp	8.6%+1.5pp	7.1%+5.3pp	1.8%-3.1pp
Return on invested capital	15.6%-8.9pp	24.4%+0.4pp	24.1%+10.5pp	13.6%-4.0pp
Efficiency
Asset turnover	0.6×0.0×	0.5×0.0×	0.5×0.0×	0.5×0.0×
Leverage
Debt-to-equity	0.2×0.0×	0.2×0.0×	0.2×0.0×	0.2×0.0×
Debt-to-assets	0.1×0.0×	0.1×0.0×	0.1×0.0×	0.1×0.0×
Net debt / EBITDA	0.7×+0.2×	0.5×-0.1×	0.5×-0.3×	0.8×+0.2×
Interest coverage	1.9×-1.7×	3.6×+0.6×	3.1×+1.5×	1.5×-1.4×
Per Share
Book value per share	$69.84-12.0%	$79.35+10.1%	$72.06+10.8%	$65.02+10.9%
Valuation
Market capitalization	$903.75M+12.4%	$727.24M-10.4%	$811.89M+68.9%	$480.81M-61.7%
Enterprise value	$971.64M+10.7%	$801.22M-9.8%	$888.63M+62.1%	$548.04M-58.6%
Price / earnings	26.1×+17.1×	8.1×-2.3×	10.5×-12.1×	22.6×-0.6×
Price / sales	1.5×+0.1×	1.3×-0.1×	1.4×+0.6×	0.8×-1.4×
Price / book	2.7×+0.8×	1.7×-0.3×	1.9×+0.7×	1.3×-2.1×
EV / EBITDA	9.7×+4.2×	4.9×-1.0×	5.9×-0.8×	6.7×-5.6×
EV / sales	1.7×+0.1×	1.4×-0.1×	1.6×+0.7×	0.9×-1.4×
Free cash flow yield	27.3%-2.8pp	34.4%+2.4pp	32%-27.4pp	59.4%+38.2pp
Earnings yield	3.7%-7.0pp	12.3%+2.7pp	9.5%+5.1pp	4.4%+0.1pp

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Where do World Acceptance's ratios come from?: Every ratio is computed from World Acceptance's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.