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World Acceptance WRLD Return on assets

Return on assets at other companies

Enova International logo
Enova InternationalENVA
5.3%+0.7pp
Independent Bank Corporation logo
Independent Bank CorporationIBCP
1.3%0.0pp
Atlanticus Holdings Corporation logo
Atlanticus Holdings CorporationATLC
2.5%-1.3pp
OceanFirst Financial logo
OceanFirst FinancialOCFC
0.5%-0.2pp
Ally Financial logo
Ally FinancialALLY
0.7%+0.6pp
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
1%0.0pp

Other financials

Income statement

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Revenue$175.9M+7.5%
Net income$35.3M-18.1%
EPS (diluted)$7.44-5.9%

Balance sheet

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Cash & equivalents$6.1M+28.8%
Total debt$74.0M-6.0%
Total equity$351.0M-19.7%
Total assets$1.1B+4.5%

Cash flow

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Operating cash flow$94.6M+4.1%
CapEx$1.1M+28.5%
Free cash flow$93.5M+3.9%

Valuation

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Market cap$903.75M+12.4%
Enterprise value$971.64M+10.7%
P/E26.1×+17.1×
P/S1.5×+0.1×

Profitability

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Net margin5.9%-9.9pp
FCF margin43.7%-0.7pp

Returns & leverage

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Return on equity8.8%-12.0pp
Debt / equity0.2×0.0×

Where this comes from

Calculated from World Acceptance’s reported figures.

Based on trailing twelve months.

The official record: World Acceptance’s 10-K, filed June 4, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is World Acceptance's return on assets?
World Acceptance (WRLD) reported return on assets of 3.4% in Q1 2026.
How has World Acceptance's return on assets changed year-over-year?
World Acceptance's return on assets decreased by 61.2% year-over-year, from 8.6% to 3.4%.
What is the long-term trend for World Acceptance's return on assets?
Over 5 years (2021 to 2026), World Acceptance's return on assets has grown at a -17.7% compound annual growth rate (CAGR), from 8.9% to 3.4%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.