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Enova International ENVA Return on assets

Return on assets at other companies

Credit Acceptance logo
Credit AcceptanceCACC
5.1%+1.7pp
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
1.3%-0.1pp
International Bancshares logo
International BancsharesIBOC
2.5%-0.1pp
Atlantic Union Bankshares logo
Atlantic Union BanksharesAUB
1.1%+0.2pp
Ameris Bancorp logo
Ameris BancorpABCB
1.6%+0.2pp
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
1%0.0pp

Other financials

Income statement

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Revenue$875.1M+17.4%
Gross profit$529.0M+24.1%
Operating income$207.1M+20.5%
Net income$91.1M+24.9%
EPS (diluted)$3.46+28.6%

Balance sheet

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Cash & equivalents$96.1M+73.2%
Total debt$4.9B+28.4%
Total equity$1.4B+17.1%
Total assets$6.9B+26.0%

Cash flow

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Operating cash flow$474.5M+21.3%
CapEx$10.8M-16.5%
Free cash flow$463.8M+22.6%

Valuation

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Market cap$5.04B+36.4%

Profitability

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Gross margin58.9%+1.3pp
Operating margin23.6%+1.2pp
Net margin10%+1.6pp
FCF margin56.6%+1.6pp

Returns & leverage

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Return on equity25.1%+5.2pp
Debt / equity3.5×+0.3×

Where this comes from

Calculated from Enova International’s reported figures.

Based on trailing twelve months.

The official record: Enova International’s 10-Q, filed April 23, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Enova International's return on assets?
Enova International (ENVA) reported return on assets of 5.3% in Q1 2026.
How has Enova International's return on assets changed year-over-year?
Enova International's return on assets increased by 14.2% year-over-year, from 4.6% to 5.3%.
What is the long-term trend for Enova International's return on assets?
Over 5 years (2020 to 2025), Enova International's return on assets has grown at a -23.8% compound annual growth rate (CAGR), from 20.5% to 5.3%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.