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Credit Acceptance CACC Return on assets

Return on assets at other companies

Ally Financial logo
Ally FinancialALLY
0.7%+0.6pp
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CarvanaCVNA
12.7%+7.7pp
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Enova InternationalENVA
5.3%+0.7pp
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Penske Automotive GroupPAG
5.2%-0.9pp
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Affirm Holdings, Inc.AFRM
3.2%+2.8pp
Capital One Financial logo
Capital One FinancialCOF
0.5%-0.5pp

Other financials

Income statement

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Revenue$580.0M+1.6%
Net income$135.8M+27.8%
EPS (diluted)$12.40+43.2%

Balance sheet

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Cash & equivalents$551.4M-50.8%
Total equity$1.5B-11.5%
Total assets$8.7B-6.1%

Cash flow

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Operating cash flow$346.8M+0.2%
CapEx$1.3M+333%
Free cash flow$345.5M-0.1%

Valuation

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Market cap$6.06B-26.7%

Profitability

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Net margin19.5%+6.5pp
FCF margin45.3%-7.4pp

Returns & leverage

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Return on equity28.1%+10.9pp
Debt / equity

Where this comes from

Calculated from Credit Acceptance’s reported figures.

Based on trailing twelve months.

The official record: Credit Acceptance’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Credit Acceptance's return on assets?
Credit Acceptance (CACC) reported return on assets of 5.1% in Q1 2026.
How has Credit Acceptance's return on assets changed year-over-year?
Credit Acceptance's return on assets increased by 51.2% year-over-year, from 3.3% to 5.1%.
What is the long-term trend for Credit Acceptance's return on assets?
Over 5 years (2020 to 2025), Credit Acceptance's return on assets has grown at a -3.0% compound annual growth rate (CAGR), from 5.6% to 4.8%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.