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Waterstone Financial WSBF Advances from borrowers

Advances from borrowers at other companies

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Waterstone Financial logo
Waterstone FinancialWSBF
-$5.66M+19.4%
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Other financials

Income statement

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Revenue$55.2M
Net income$6.0M+97.5%
EPS (diluted)$0.53

Balance sheet

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Cash & equivalents$343.0M
Total debt$483.4M
Total equity$432.8M
Total assets$2.2B

Cash flow

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Operating cash flow-$647.0K-102%
CapEx$991.0K+274%
Free cash flow-$1.6M-106%

Valuation

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Market cap$364.31M+41.9%
P/E12.4×-1.3×
P/S1.4×

Profitability

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Net margin27.4%
FCF margin54.6%

Returns & leverage

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Return on equity16.7%
Debt / equity1.1×

Where this comes from

Reported directly by Waterstone Financial in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInAdvancePaymentsByBorrowersForTaxesAndInsurance.

The official record: Waterstone Financial’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Waterstone Financial's advances from borrowers?
Waterstone Financial (WSBF) reported advances from borrowers of -$5.66M in Q1 2026.
How has Waterstone Financial's advances from borrowers changed year-over-year?
Waterstone Financial's advances from borrowers increased by 19.4% year-over-year, from -$7.03M to -$5.66M.
What does advances from borrowers mean?
This metric tracks the net change in escrow funds collected from borrowers to cover future obligations such as property taxes and homeowners insurance. It represents a liability for the institution, as these funds are held in trust until the payments are due to third parties. Fluctuations in this balance reflect changes in the volume of mortgage servicing activity and the timing of tax and insurance payment cycles.