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Wintrust Financial WTFC Finance Lease Liability - Undiscounted Excess Amount

Finance Lease Liability - Undiscounted Excess Amount at other companies

International Flavors & Fragrances logo
International Flavors & FragrancesIFF
$4M+100%
International Business Machines logo
International Business MachinesIBM
$145M-16.7%
General Mills logo
General MillsGIS
$0-100%
Parker-Hannifin logo
Parker-HannifinPH
$63M+0.2%
Wintrust Financial logo
Wintrust FinancialWTFC
$53.89M+15.2%
Tyson Foods logo
Tyson FoodsTSN
$19M+26.7%

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:FinanceLeaseLiabilityUndiscountedExcessAmount.

The official record: Wintrust Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's finance lease liability - undiscounted excess amount?
Wintrust Financial (WTFC) reported finance lease liability - undiscounted excess amount of $53.89M in Q4 2025.
How has Wintrust Financial's finance lease liability - undiscounted excess amount changed year-over-year?
Wintrust Financial's finance lease liability - undiscounted excess amount increased by 15.2% year-over-year, from $46.77M to $53.89M.
What is the long-term trend for Wintrust Financial's finance lease liability - undiscounted excess amount?
Over 4 years (2021 to 2025), Wintrust Financial's finance lease liability - undiscounted excess amount has grown at a -1.9% compound annual growth rate (CAGR), from $58.07M to $53.89M.
What does finance lease liability - undiscounted excess amount mean?
This represents the total undiscounted future cash payments required for finance leases, excluding the recognized lease liability. It provides visibility into the long-term contractual obligations for leased assets that are not yet reflected as current debt. Monitoring this helps investors understand the full scale of off-balance sheet or future lease commitments.