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Loans at other companies

U.S. Bancorp logo
U.S. BancorpUSB
$622M-28.4%
Popular logo
PopularBPOP
$17.13M-4.3%
Flagstar Bank
 logo
Flagstar Bank FLG
$161M-18.7%
Popular logo
PopularBPOP
$0
Fulton Financial logo
Fulton FinancialFULT
$10.31M-21.5%
Popular logo
PopularBPOP
$4.73M

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:DeferredTaxAssetDiscountOnPurchasedLoans.

The official record: Wintrust Financial’s 10-K, filed February 26, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's loans?
Wintrust Financial (WTFC) reported loans of $8.63M in Q4 2025.
How has Wintrust Financial's loans changed year-over-year?
Wintrust Financial's loans decreased by 28.7% year-over-year, from $12.1M to $8.63M.
What is the long-term trend for Wintrust Financial's loans?
Over 5 years (2020 to 2025), Wintrust Financial's loans has grown at a 48.5% compound annual growth rate (CAGR), from $1.2M to $8.63M.
What does loans mean?
This represents the deferred tax asset related to the discount applied to purchased loans, which is amortized over the life of the loan. It reflects the tax timing difference between the purchase accounting discount and the actual tax recognition of income.