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Year four at other companies

M&T Bank logo
M&T BankMTB
$10.53B-38.1%
BOK Financial logo
BOK FinancialBOKF
East-West Bancorp logo
East-West BancorpEWBC

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableExcludingAccruedInterestYearFourOriginatedThreeYearsBeforeCurrentFiscalYear.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's year four?
Wintrust Financial (WTFC) reported year four of $4.27B in Q1 2026.
How has Wintrust Financial's year four changed year-over-year?
Wintrust Financial's year four decreased by 27.4% year-over-year, from $5.88B to $4.27B.
What is the long-term trend for Wintrust Financial's year four?
Over 4 years (2021 to 2025), Wintrust Financial's year four has grown at a 20.8% compound annual growth rate (CAGR), from $2.44B to $5.19B.
What does year four mean?
Represents the gross carrying amount of financing receivables maturing in the fourth year from the reporting date, excluding accrued interest. This metric is used to model long-term cash flow expectations from the loan book.