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Wintrust Financial WTFC Loans held-for-investment

Loans held-for-investment at other companies

Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$0-100%
SoFi Technologies, Inc. logo
SoFi Technologies, Inc.SOFI
$15.34B+60.2%
EFC
Ellington Financial Inc.EFC
$17.39B+21.9%
Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$0-100%
Ready Capital logo
Ready CapitalRC
$36.71M
Redwood Trust logo
Redwood TrustRWT
$8.25B+61.8%

Other financials

Income statement

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Revenue$713.2M+10.9%
Net income$227.4M+20.3%
EPS (diluted)$3.22+19.7%

Balance sheet

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Cash & equivalents$543.7M-11.8%
Total debt$3.4B+845%
Total equity$7.4B+11.8%
Total assets$72.2B+9.5%

Cash flow

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Operating cash flow$927.2M+674%
CapEx$12.5M-36.2%
Free cash flow$215.1M-54.4%

Valuation

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Market cap$10.39B+24.6%
P/E12.1×+0.1×
P/S3.8×+1.1×

Profitability

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Net margin26.6%-2.0pp
FCF margin23.1%-19.1pp

Returns & leverage

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Return on equity12.3%+0.8pp
Debt / equity0.5×+0.4×

Where this comes from

Reported directly by Wintrust Financial in its filing.

Tagged under the XBRL concept wtfc:LoansHeldForInvestmentFairValueDisclosure.

The official record: Wintrust Financial’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Wintrust Financial's loans held-for-investment?
Wintrust Financial (WTFC) reported loans held-for-investment of $150.47M in Q1 2026.
How has Wintrust Financial's loans held-for-investment changed year-over-year?
Wintrust Financial's loans held-for-investment increased by 18.9% year-over-year, from $126.52M to $150.47M.
What is the long-term trend for Wintrust Financial's loans held-for-investment?
Over 4 years (2021 to 2025), Wintrust Financial's loans held-for-investment has grown at a 40.8% compound annual growth rate (CAGR), from $38.6M to $151.59M.
What does loans held-for-investment mean?
The estimated market value of the loan portfolio intended to be held until maturity.
How do you interpret loans held-for-investment?
A fair value significantly below book value may indicate interest rate risk or credit quality concerns, while a value above book value suggests a high-quality, low-risk portfolio.
How does loans held-for-investment compare across companies?
Commonly disclosed by financial institutions under fair value accounting standards to provide transparency beyond amortized cost.