Skip to content
OpenCapital
Get started

SoFi Technologies, Inc. SOFI Loans held for investment, at fair value

Loans held for investment, at fair value at other companies

NewtekOne, Inc. logo
NewtekOne, Inc.NEWT
$264.01M-23.9%
Velocity Financial logo
Velocity FinancialVEL
$5.15B+56.8%
Finance of America Companies logo
Finance of America CompaniesFOA
$454.25M-28.4%
Velocity Financial logo
Velocity FinancialVEL
$7.11B+26.6%
EFC
Ellington Financial Inc.EFC
$17.39B+21.9%
Wintrust Financial logo
Wintrust FinancialWTFC
$150.47M+18.9%

Other financials

Income statement

See full
Revenue$1.1B+42.6%
Gross profit$929.2M+46.1%
Net income$166.7M+134%
EPS (diluted)$0.12+100%

Balance sheet

See full
Cash & equivalents$3.8B+38.5%
Total debt$1.9B-39.0%
Total equity$10.8B+61.9%
Total assets$53.7B+42.2%

Cash flow

See full
Operating cash flow-$2.3B-10,866%
CapEx$67.6M+28.4%
Free cash flow-$2.4B-7,560%

Valuation

See full
Market cap$21.11B-9.1%
Enterprise value$19.27B-21.5%
P/E36.6×-4.8×
P/S5.4×-2.2×

Profitability

See full
Gross margin83.6%+1.4pp
Net margin14.6%-2.6pp
FCF margin-160.7%-834pp

Returns & leverage

See full
Return on equity6.6%-1.1pp
Debt / equity0.2×-0.3×
Current ratio0.2×—

Where this comes from

Reported directly by SoFi Technologies, Inc. in its filing.

Tagged under the XBRL concept sofi:FinancingReceivableHeldForInvestmentAtFairValue.

The official record: SoFi Technologies, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about SoFi Technologies, Inc.'s loans held for investment, at fair value.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is SoFi Technologies, Inc.'s loans held for investment, at fair value?
SoFi Technologies, Inc. (SOFI) reported loans held for investment, at fair value of $15.34B in Q1 2026.
How has SoFi Technologies, Inc.'s loans held for investment, at fair value changed year-over-year?
SoFi Technologies, Inc.'s loans held for investment, at fair value increased by 60.2% year-over-year, from $9.57B to $15.34B.
What does loans held for investment, at fair value mean?
This represents loans that the company intends to hold on its balance sheet for the long term to earn interest income. These assets are measured at fair value, reflecting the company's assessment of credit risk and market conditions. Investors use this to evaluate the quality and size of the company's long-term loan portfolio and its interest-earning potential.