Skip to content

Xerox Holdings Corporation XRX Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans

Unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans at other companies

Bank7 Corp. logo
Bank7 Corp.BSVN
$2.72M+32.5%
Xerox Holdings Corporation logo
Xerox Holdings CorporationXRX
$184M-17.9%
PNC Financial Services logo
PNC Financial ServicesPNC
$1.7B+88.9%
Norwood Financial logo
Norwood FinancialNWFL
$658K+59.3%
Banner Corporation logo
Banner CorporationBANR
-$16.3M-5.8%
First Commonwealth Financial logo
First Commonwealth FinancialFCF
-$19.1M-6.7%

Other financials

Income statement

See full
Revenue$1.8B+26.7%
Gross profit$72.0M+227%
Net income-$105.0M-16.7%
EPS (diluted)-$0.84-12.0%

Balance sheet

See full
Cash & equivalents$637.0M+63.3%
Total debt$4.4B+52.4%
Total equity$299.0M-71.6%
Total assets$9.9B+20.6%

Cash flow

See full
Operating cash flow-$144.0M-61.8%
CapEx$12.0M+140%
Free cash flow-$156.0M-66.0%

Valuation

See full
Market cap$421.11M-37.7%
Enterprise value$4.23B+32.1%
P/S0.1×-0.1×

Profitability

See full
Gross margin3.9%-1.5pp
Net margin-14.1%-3.5pp
FCF margin8.1%+1.8pp

Returns & leverage

See full
Return on equity-154.4%-3,910pp
Debt / equity14.9×+12.1×
Current ratio1.2×+0.1×

Where this comes from

Reported directly by Xerox Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableDeferredIncome.

The official record: Xerox Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

Ask your AI about Xerox Holdings Corporation's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans.

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Xerox Holdings Corporation's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
Xerox Holdings Corporation (XRX) reported unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans of $184M in Q1 2026.
How has Xerox Holdings Corporation's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans changed year-over-year?
Xerox Holdings Corporation's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans decreased by 17.9% year-over-year, from $224M to $184M.
What is the long-term trend for Xerox Holdings Corporation's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans?
Over 5 years (2020 to 2025), Xerox Holdings Corporation's unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans has grown at a -13.0% compound annual growth rate (CAGR), from $393M to $196M.
What does unearned income, unamortized deferred fees and costs on originated loans, and premiums or discounts on purchased loans mean?
The net balance of unearned income, deferred fees, and unamortized premiums or discounts associated with originated or purchased loans. This adjustment reflects the difference between the face value of financing receivables and their carrying value on the balance sheet. It is essential for understanding the true yield and future revenue recognition from financing activities.