Arch Capital Group Insurance — Net Losses and Loss Adjustment Expenses Incurred remained flat by 0.0% to $1.19B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 17.1%, from $1.02B to $1.19B. Over 4 years (FY 2021 to FY 2025), Insurance — Net Losses and Loss Adjustment Expenses Incurred shows an upward trend with a 19.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase relative to premiums earned suggests higher claim frequency or severity, impacting underwriting margins.
The total cost of claims and the associated expenses to settle them, net of reinsurance recoveries, recognized during a...
Core performance metric for all insurance entities to track claim costs.
acgl_segment_insurance_net_losses_and_loss_adjustment_expenses_incurred| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $2.34B | $2.78B | $3.12B | $4.07B | $4.76B |
| YoY Change | — | +18.7% | +12.2% | +30.4% | +17.1% |