Business Segments · Net Losses and Loss Adjustment Expenses Incurred

Mortgage — Net Losses and Loss Adjustment Expenses Incurred

Arch Capital Group Mortgage — Net Losses and Loss Adjustment Expenses Incurred remained flat by 0.0% to -$1.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 92.7%, from -$13.75M to -$1.00M. Over 4 years (FY 2021 to FY 2025), Mortgage — Net Losses and Loss Adjustment Expenses Incurred shows a downward trend with a -48.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

Lower values relative to earned premiums indicate better underwriting performance and risk selection.

Detailed definition

The total cost of claims paid plus the change in reserves for claims that have occurred but may not yet be fully settled...

Peer comparison

Core metric for all insurance companies, typically analyzed via the loss ratio.

Metric ID: acgl_segment_mortgage_net_losses_and_loss_adjustment_expenses_incurred

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$56.68M-$324.27M-$103.00M-$55.00M-$4.00M
YoY Change-672.1%+68.2%+46.6%+92.7%
Range-$324.27M$56.68M
CAGR-48.5%
Avg YoY Growth-116.1%
Median YoY Growth+57.4%
Current Streak3 years growth

Frequently Asked Questions

What is Arch Capital Group's mortgage — net losses and loss adjustment expenses incurred?
Arch Capital Group (ACGL) reported mortgage — net losses and loss adjustment expenses incurred of -$1.00M in Q4 2025.
How has Arch Capital Group's mortgage — net losses and loss adjustment expenses incurred changed year-over-year?
Arch Capital Group's mortgage — net losses and loss adjustment expenses incurred increased by 92.7% year-over-year, from -$13.75M to -$1.00M.
What is the long-term trend for Arch Capital Group's mortgage — net losses and loss adjustment expenses incurred?
Over 4 years (2021 to 2025), Arch Capital Group's mortgage — net losses and loss adjustment expenses incurred has grown at a -48.5% compound annual growth rate (CAGR), from $56.68M to -$4.00M.
What does mortgage — net losses and loss adjustment expenses incurred mean?
The total estimated cost of all insurance claims and related processing expenses for a period.