Arch Capital Group Mortgage — Net Losses and Loss Adjustment Expenses Incurred remained flat by 0.0% to -$1.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 92.7%, from -$13.75M to -$1.00M. Over 4 years (FY 2021 to FY 2025), Mortgage — Net Losses and Loss Adjustment Expenses Incurred shows a downward trend with a -48.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Lower values relative to earned premiums indicate better underwriting performance and risk selection.
The total cost of claims paid plus the change in reserves for claims that have occurred but may not yet be fully settled...
Core metric for all insurance companies, typically analyzed via the loss ratio.
acgl_segment_mortgage_net_losses_and_loss_adjustment_expenses_incurred| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $56.68M | -$324.27M | -$103.00M | -$55.00M | -$4.00M |
| YoY Change | — | -672.1% | +68.2% | +46.6% | +92.7% |