Business Segments · Year Two
Mortgage — Year Two
Arch Capital Group Mortgage — Year Two decreased by 0.4% to 26.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.4%, from 26.1% to 26.0%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2016
Last reportedQ4 2025
How to read this metric
Trends in year two performance help validate the accuracy of initial year-one loss projections.
Detailed definition
Represents the loss development or financial performance metrics for the second year of a mortgage insurance underwritin...
Peer comparison
Standard cohort-based underwriting analysis used by mortgage insurers.
Metric ID:
acgl_segment_mortgage_year_twoHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 34.9% | 30.9% | 29.1% | 26.1% | 26% |
| QoQ Change | — | -11.5% | -5.8% | -10.3% | -0.4% |
| YoY Change | — | -11.5% | -5.8% | -10.3% | -0.4% |
Range26% – 34.9%
CAGR-25.5%
Avg YoY Growth-7.0%
Median YoY Growth-8.1%
Current Streak4+ quarters decline
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — year two?
- Arch Capital Group (ACGL) reported mortgage — year two of 26.0% in Q4 2025.
- How has Arch Capital Group's mortgage — year two changed year-over-year?
- Arch Capital Group's mortgage — year two decreased by 0.4% year-over-year, from 26.1% to 26.0%.
- What does mortgage — year two mean?
- Performance data for mortgage insurance policies during their second year of coverage.