Products & Services · Year Three

Property excluding property catastrophe — Year Three

Arch Capital Group Property excluding property catastrophe — Year Three decreased by 1.4% to 14.5% in Q4 2025 compared to the prior quarter. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025

How to read this metric

Helps confirm the stability of long-tail reserves and the ultimate cost of property claims.

Detailed definition

This represents the loss development or claims experience specifically for the third year following the inception of the...

Peer comparison

Standard element of loss development triangles; essential for assessing reserve adequacy over time.

Metric ID: acgl_segment_property_excluding_property_catastrophe_year_three

Historical Data

4 periods
 Q4 '22Q4 '23Q4 '24Q4 '25
Value13.2%14.2%14.7%14.5%
QoQ Change+7.6%+3.5%-1.4%
YoY Change+7.6%+3.5%-1.4%
Range13.2%14.7%
Avg YoY Growth+3.2%
Median YoY Growth+3.5%

Frequently Asked Questions

What is Arch Capital Group's property excluding property catastrophe — year three?
Arch Capital Group (ACGL) reported property excluding property catastrophe — year three of 14.5% in Q4 2025.
What does property excluding property catastrophe — year three mean?
The claims experience observed during the third year of an underwriting period.