Discontinued — last reported Q3 '25

Non-Current Assets

Gross loans

Affirm Holdings, Inc. Gross loans decreased by 2.8% to $8.06B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 22.8%, from $6.56B to $8.06B. Over 4 years (FY 2021 to FY 2025), Gross loans shows an upward trend with a 34.6% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ3 2025
Parent metricNet loans

How to read this metric

Growth indicates an expansion of lending activities, while a decline may signal tighter credit standards or reduced demand.

Detailed definition

This represents the total principal amount of all loans issued by the company before accounting for any reserves or allo...

Peer comparison

Common in financial institutions; peers vary based on their risk appetite and focus on commercial versus consumer lending.

Metric ID: bank_gross_loans

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$2.02B$2.09B$2.27B$2.34B$2.50B$2.68B$3.66B$3.78B$4.36B$4.50B$5.18B$5.40B$5.61B$6.24B$6.72B$6.56B$6.63B$6.81B$8.30B$8.06B
QoQ Change+3.5%+8.3%+3.4%+6.8%+7.1%+36.3%+3.3%+15.5%+3.2%+15.1%+4.2%+3.8%+11.3%+7.7%-2.4%+1.0%+2.7%+21.8%-2.8%
YoY Change+23.8%+28.1%+61.2%+61.1%+74.2%+67.9%+41.8%+43.1%+28.5%+38.6%+29.6%+21.5%+18.2%+9.2%+23.4%+22.8%
% of Net loans2208.4%2073.1%1684.8%1880.5%1762.4%1814.9%1813.0%2779.9%2191.0%1905.9%1686.8%1840.9%1588.3%2022.8%3300.2%2978.7%1555.4%2400.0%3093.3%3494.0%
Share Change-135.3pp-388.3pp+195.7pp-118.1pp+52.5pp-1.8pp+966.8pp-588.9pp-285.1pp-219.1pp+154.1pp-252.6pp+434.5pp+1277.4pp-321.5pp-1423.3pp+844.6pp+693.3pp+400.7pp
Range$2.02B$8.30B
CAGR+33.8%
Avg YoY Growth+37.1%
Median YoY Growth+29.1%

Frequently Asked Questions

What is Affirm Holdings, Inc.'s gross loans?
Affirm Holdings, Inc. (AFRM) reported gross loans of $8.06B in Q1 2026.
How has Affirm Holdings, Inc.'s gross loans changed year-over-year?
Affirm Holdings, Inc.'s gross loans increased by 22.8% year-over-year, from $6.56B to $8.06B.
What is the long-term trend for Affirm Holdings, Inc.'s gross loans?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s gross loans has grown at a 34.6% compound annual growth rate (CAGR), from $2.02B to $6.63B.
What does gross loans mean?
The total value of all loans provided by the company before subtracting potential losses.