Equity
Retained Earnings
Affirm Holdings, Inc. Retained Earnings increased by 3.6% to -$2.74B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 12.2%, from -$3.13B to -$2.74B. Over 4 years (FY 2021 to FY 2025), Retained Earnings shows a downward trend with a 35.8% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementBalance Sheet Statement
SectionEquity
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2015
Last reportedQ1 2026
How to read this metric
An increase signals strong historical profitability and reinvestment, while a decrease may indicate losses or significant dividend payouts.
Detailed definition
This represents the cumulative net income earned by the company since its inception, minus any dividends paid to shareho...
Peer comparison
A key metric for all established companies; growth rates are compared against peers to gauge long-term success.
Metric ID:
retained_earningsHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$898.49M | -$1.21B | -$1.36B | -$1.42B | -$1.61B | -$1.86B | -$2.18B | -$2.39B | -$2.59B | -$2.76B | -$2.93B | -$3.06B | -$3.11B | -$3.21B | -$3.13B | -$3.13B | -$3.06B | -$2.98B | -$2.85B | -$2.74B |
| QoQ Change | — | -34.1% | -13.3% | -4.0% | -13.1% | -15.6% | -17.4% | -9.4% | -8.6% | -6.6% | -6.0% | -4.6% | -1.5% | -3.2% | +2.5% | +0.1% | +2.2% | +2.6% | +4.4% | +3.6% |
| YoY Change | — | — | — | — | -78.7% | -54.1% | -59.7% | -68.0% | -61.4% | -48.8% | -34.4% | -28.4% | -20.0% | -16.1% | -6.8% | -2.0% | +1.7% | +7.3% | +9.0% | +12.2% |
Range-$3.21B – -$898.49M
CAGR+26.5%
Avg YoY Growth-28.0%
Median YoY Growth-24.2%
Current Streak6 quarters growth
Retained Earnings at Other Companies
Frequently Asked Questions
- What is Affirm Holdings, Inc.'s retained earnings?
- Affirm Holdings, Inc. (AFRM) reported retained earnings of -$2.74B in Q1 2026.
- How has Affirm Holdings, Inc.'s retained earnings changed year-over-year?
- Affirm Holdings, Inc.'s retained earnings increased by 12.2% year-over-year, from -$3.13B to -$2.74B.
- What is the long-term trend for Affirm Holdings, Inc.'s retained earnings?
- Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s retained earnings has grown at a 35.8% compound annual growth rate (CAGR), from -$898.49M to -$3.06B.
- What does retained earnings mean?
- The total accumulated profits the company has kept and reinvested rather than paying out as dividends.