Business Segments · Provisions
CS — Provisions
American Express CS — Provisions increased by 5.8% to $380.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 15.5%, from $329.00M to $380.00M. Over 3 years (FY 2022 to FY 2025), CS — Provisions shows an upward trend with a 34.7% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
An increase may signal deteriorating credit quality or a larger loan portfolio, while a decrease suggests improved borrower health or tighter underwriting.
Detailed definition
This represents the expense set aside by the commercial services segment to cover anticipated losses from credit card re...
Peer comparison
Comparable to 'Provision for Credit Losses' reported by other major credit card issuers and commercial banks.
Metric ID:
axp_segment_cs_provisionsHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $141.25M | $141.25M | $141.25M | $141.25M | $328.25M | $328.25M | $328.25M | $328.25M | $355.00M | $349.00M | $374.00M | $311.00M | $329.00M | $360.00M | $332.00M | $359.00M | $380.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +132.4% | +0.0% | +0.0% | +0.0% | +8.1% | -1.7% | +7.2% | -16.8% | +5.8% | +9.4% | -7.8% | +8.1% | +5.8% |
| YoY Change | — | — | — | — | +132.4% | +132.4% | +132.4% | +132.4% | +8.1% | +6.3% | +13.9% | -5.3% | -7.3% | +3.2% | -11.2% | +15.4% | +15.5% |
Range$141.25M – $380.00M
CAGR+28.1%
Avg YoY Growth+43.7%
Median YoY Growth+13.9%
Current Streak2 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is American Express's cs — provisions?
- American Express (AXP) reported cs — provisions of $380.00M in Q1 2026.
- How has American Express's cs — provisions changed year-over-year?
- American Express's cs — provisions increased by 15.5% year-over-year, from $329.00M to $380.00M.
- What is the long-term trend for American Express's cs — provisions?
- Over 3 years (2022 to 2025), American Express's cs — provisions has grown at a 34.7% compound annual growth rate (CAGR), from $565.00M to $1.38B.
- What does cs — provisions mean?
- The amount of money set aside to cover expected losses from unpaid commercial credit accounts.