Products & Services · Interest credited before policy charges
Universal life — Interest credited before policy charges
Cincinnati Financial Universal life — Interest credited before policy charges decreased by 8.3% to $11.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $11.00M to $11.00M. Over 4 years (FY 2021 to FY 2025), Universal life — Interest credited before policy charges shows an upward trend with a 5.6% CAGR.
Analysis
StatementSegment
CategoryProfitability
SignalContext dependent
VolatilityModerate
First reportedQ1 2021
Last reportedQ1 2026
How to read this metric
Higher values may indicate competitive crediting rates to attract customers, while lower values may improve the company's net interest margin.
Detailed definition
This metric measures the gross interest credited to universal life policyholder accounts before the deduction of adminis...
Peer comparison
Similar to 'Gross Interest Credited' or 'Interest Expense on Policyholder Accounts' at other life insurers.
Metric ID:
cinf_segment_universal_life_interest_credited_before_policy_chargesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $9.25M | $9.25M | $9.25M | $10.00M | $10.00M | $9.00M | $9.00M | $10.00M | $10.00M | $11.00M | $11.00M | $10.00M | $11.00M | $10.00M | $11.00M | $11.00M | $11.00M | $12.00M | $12.00M | $11.00M |
| QoQ Change | — | +0.0% | +0.0% | +8.1% | +0.0% | -10.0% | +0.0% | +11.1% | +0.0% | +10.0% | +0.0% | -9.1% | +10.0% | -9.1% | +10.0% | +0.0% | +0.0% | +9.1% | +0.0% | -8.3% |
| YoY Change | — | — | — | — | +8.1% | -2.7% | -2.7% | +0.0% | +0.0% | +22.2% | +22.2% | +0.0% | +10.0% | -9.1% | +0.0% | +10.0% | +0.0% | +20.0% | +9.1% | +0.0% |
Range$9.00M – $12.00M
CAGR+3.7%
Avg YoY Growth+5.4%
Median YoY Growth+0.0%
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Frequently Asked Questions
- What is Cincinnati Financial's universal life — interest credited before policy charges?
- Cincinnati Financial (CINF) reported universal life — interest credited before policy charges of $11.00M in Q1 2026.
- How has Cincinnati Financial's universal life — interest credited before policy charges changed year-over-year?
- Cincinnati Financial's universal life — interest credited before policy charges decreased by 0.0% year-over-year, from $11.00M to $11.00M.
- What is the long-term trend for Cincinnati Financial's universal life — interest credited before policy charges?
- Over 4 years (2021 to 2025), Cincinnati Financial's universal life — interest credited before policy charges has grown at a 5.6% compound annual growth rate (CAGR), from $37.00M to $46.00M.
- What does universal life — interest credited before policy charges mean?
- The total interest added to policyholder accounts before any fees or charges are deducted.