Income StatementBalance SheetCash FlowSegments
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Capital One Financial Income Statement

Revenue, expenses, and profitability over time

Capital One Financial generated $58.7B in trailing twelve-month revenue, up 0.5% year-over-year. Net income was $3.2B with a 5.49% net margin. Diluted EPS is $3.92, which declined 0.7% year-over-year. Based on the Q1 2026 filing.

Total Revenue (TTM)$58.7BNet Income (TTM)$3.2BEps Diluted (TTM)$3.92
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$116.47B
P/E Ratio36.14
ROE3.67%

Operating Expenses

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Information processing and communications—$399.0M———$496.0M
Amortization expense—————$492.0M
Compensation and benefits$2.3B$2.5B$3.0B$3.5B$3.4B$3.7B
Depreciation and amortization—$812.0M$1.0B$1.8B—$1.5B
Stock-based compensation expense—$177.0M———$131.0M
Occupancy and equipment$674.0M$615.0M$737.0M$856.0M$958.0M$867.0M
Other operating expenses$664.0M$687.0M$573.0M$877.0M$1.3B$856.0M

Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest and Fee Income on Loans and Leases—$10.2B———$14.7B
Other Interest and Dividend Income$530.0M$491.0M$595.0M$711.0M$660.0M$664.0M
Total noninterest income$2.1B$2.0B$2.5B$3.0B$3.1B$3.1B
Total revenue$10.2B$10.0B$12.5B$15.4B$15.6B$15.2B

Net Income

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net income applicable to common shareholders—$1.3B———$2.1B
Net income$1.1B$1.4B-$4.3B$3.2B$2.1B$2.2B
Preferred stock dividends$57.0M$57.0M$65.0M$73.0M$57.0M$73.0M

Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash Paid for Income Taxes—$3.0M———$184.0M
Income tax expense$366.0M$325.0M-$1.7B$1.2B$345.0M$518.0M

Other Income & Expense

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Other non-cash income (expense)—-$45.0M———-$6.0M
Interest expense$3.6B$3.4B$3.8B$4.4B$4.2B$4.1B

Earnings Per Share

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Basic earnings per share$2.66$3.46$-8.58$4.83$4.32$3.34
Basic EPS from discontinued operations—$0.00$-0.03$0.00$0.70$-0.01
Diluted earnings per share$2.67$3.45$-8.58$4.83$4.33$3.34
Continuing operations (in dollars per share)—$3.46———$3.35
Continuing operations (in dollars per share)—$3.45———$3.35
Discontinued operations (in dollars per share)—$0.00———$-0.01
Dividends Per Share Declared—$0.60———$0.80
Weighted average number diluted shares outstanding adjustment—900K———900K
Weighted-average shares, basic—383.1M505.6M639M—622.5M
Weighted-average shares, diluted—384M505.6M639.5M—623.4M

Income Before Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income before income taxes$1.5B$1.7B-$5.9B$4.4B$2.1B$2.7B

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Share-based compensation expense related to employee stock plans—$169.0M———$130.0M
Income tax credits and Other income tax benefits recognized in tax provision—$153.0M———$179.0M
Amortization of intangibles$19.0M$16.0M$271.0M$514.0M$525.0M$492.0M
Investment Program, Proportional Amortization Method, Applied, Amortization Expense—$159.0M———$179.0M
Amortization expense (benefit)—$10.0M$16.0M$23.0M—-$20.0M
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation—$5.3B———$17.2B
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months—————-$446.0M
Comprehensive Income (Loss), Net of Tax, Attributable to Parent—$3.2B———$1.8B
Credit card marketing expense—$1.0B$1.1B$1.2B—$1.3B
Debt Securities, Available-for-sale, Change in Present Value, Interest Income$262.0M$291.0M$304.0M$302.0M$327.0M$306.0M
Deferred taxes—$262.0M———$244.0M
Discount For Preferred Stock Redeemed———$0.0—$0.0
Dividends, Common Stock—$234.0M———$502.0M
Dividends, Preferred Stock, Cash—$57.0M———$73.0M
Net addition to the allowance for credit losses—-$359.0M$8.0B-$800.0M—$221.0M
Gross charge-offs—$3.7B$4.3B$4.9B—$5.4B
Amortized Cost—$1.1B$2.1B$2.3B—$2.2B
Prior—$84.0M$67.0M$47.0M—$139.0M
Revolving Loans—$3.0B$3.5B$4.0B—$4.4B
Revolving Loans Converted to Term—$36.0M$60.0M$94.0M—$118.0M
Total Term Loans—$694.0M$698.0M$818.0M—$898.0M
Term loan by year, year 4—$171.0M$162.0M$183.0M—$160.0M
Term loan by year, year 1—$5.0M$20.0M$72.0M—$3.0M
Term loan by year, year 2—$155.0M$190.0M$231.0M—$231.0M
Term loan by year, year 3—$170.0M$166.0M$193.0M—$238.0M
Term loan by year, year 5—$109.0M$93.0M$92.0M—$127.0M
% of total class of receivables—0.000.000.01—0.00
Account balance, modified and subsequent default——$3.1B——$315.0M
Recognized interest income—$3.0M$3.0M$4.0M—$4.0M
Currency exchange and other—————-$7.0M
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent—$1.4B———$2.2B
Income from discontinued operations, net of tax—$0.0———-$7.0M
Increase Decrease In Accrued Interest Receivable Net—$67.0M-$152.0M$83.0M—-$32.0M
Increase (Decrease) in Deposits—$4.7B———$13.3B
Increase Decrease In Interest Payable Net—-$20.0M-$105.0M-$62.0M—-$17.0M
Increase (Decrease) in Other Operating Assets—$9.0M$708.0M-$77.0M—$3.0B
Other liabilities—$178.0M———$181.0M
Add - Incremental shares associated with contingently issuable shares (in shares)—700K0400K—900K
Add - Incremental shares under stock-based compensation plans (in shares)—200K———0
Discount and interchange fees, net$1.3B$1.2B$1.5B$1.8B$1.9B$2.0B
Interest and Dividend Income, Operating—$11.4B———$16.2B
Interest and Dividend Income, Securities, Operating—$770.0M———$832.0M
Interest Expense, Deposits—$2.7B———$3.4B
Other borrowings$12.0M$9.0M$14.0M$15.0M$23.0M$26.0M
Securitized debt obligations$205.0M$176.0M$164.0M$165.0M$155.0M$141.0M
Senior and subordinated notes$540.0M$505.0M$535.0M$582.0M$550.0M$532.0M
Interest Income (Expense), after Provision for Loan Loss—$5.6B———$8.1B
Interest Income (Expense), Operating—$8.0B———$12.1B
Interest Paid, Excluding Capitalized Interest, Operating Activity—$3.2B———$4.0B
Marketing—$1.2B———$1.5B
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation—-$218.0M-$9.9B-$2.3B—$11.1B
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation—$845.0M$16.5B-$10.0B—$26.0M
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation—$4.7B$6.1B$9.2B—$6.0B
Noninterest Expense—$5.9B———$8.5B
Revenue (reduction) from other sources—$498.0M$653.0M$672.0M—$676.0M
Total other income—$255.0M———$313.0M
Number of operating segments—————3.00
Number of reportable segments—————3.00
Other comprehensive income/(loss) before reclassifications—$1.5B———-$486.0M
Net unrealized gains on securities available for sale—$345.0M$83.0M$253.0M—-$77.0M
Net unrealized debt securities gains (losses), net of tax—$1.1B———-$234.0M
Net unrealized gains/(losses) on available-for-sale securities—$1.4B———-$311.0M
Foreign currency translation—$16.0M———-$13.0M
Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, before Tax, Portion Attributable to Parent—-$5.0M———$11.0M
Other—$0.0$0.0$0.0—$3.0M
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent—$2.3B———-$519.0M
Net gains (losses) deferred—$670.0M$392.0M$149.0M—-$167.0M
Cash flow hedges—$886.0M———-$222.0M
Other comprehensive income/(loss)—$1.8B———-$411.0M
Other—$0.0$0.0$0.0—$0.0
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent—$540.0M———-$108.0M
Other—$0.0$0.0$0.0—$3.0M
Participating Securities, Distributed and Undistributed Earnings (Loss), excluding Preferred Stock Dividends, Basic$17.0M$22.0M$4.0M$33.0M—$20.0M
Payment for Origination and Purchase, Loan, Held-for-Sale—$1.2B———$1.1B
Payments For (Proceeds From) Sale Of Financing Receivable, Held-For-Investment—-$321.0M$12.1B$9.1B—-$1.7B
Payments for Repurchase of Common Stock—$375.0M———$2.8B
Payments of Ordinary Dividends, Common Stock—$234.0M———$502.0M
Payments of Ordinary Dividends, Preferred Stock and Preference Stock—$57.0M———$57.0M
Payments to Acquire Debt Securities, Available-for-Sale—$2.8B———$5.7B
Payments to Acquire Businesses, Net of Cash Acquired—$318.0M———$241.0M
Payments to Acquire Held-to-Maturity Securities—$0.0———$1.1B
Payments to Acquire Property, Plant, and Equipment—$348.0M———$553.0M
Preferred Stock Redemption Discount—$0.0$6.0M———
Proceeds from Issuance of Common Stock—$93.0M$111.0M$91.0M—$119.0M
Proceeds From Issuance Of Secured Debt—$1.7B———$3.0B
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities—$0.0———$3.0M
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale—$3.1B$5.8B$4.4B—$5.8B
Proceeds From Repayments Of Other Debt—$7.0M$166.0M-$125.0M—$538.0M
Proceeds from sales and paydowns—$724.0M$1.7B$870.0M—$1.7B
Sale of investments—$0.0$1.0M$0.0—$68.0M
Proceeds from issuance of common stock relating to employee stock plans—$1.0M$0.0$0.0—$1.0M
Professional and outside services—$437.0M———$585.0M
Total provisions for credit losses—$2.4B———$4.1B
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent—-$276.0M———-$75.0M
Repayments of Secured Debt—$2.6B$2.9B$2.5B—$2.5B
Service charges and other customer-related fees$554.0M$509.0M$658.0M$849.0M$833.0M$809.0M
Issuances of common stock and restricted stock, net of forfeitures—$93.0M$111.0M$91.0M—$119.0M
Exercises of stock options—$1.0M———$1.0M
Treasury stock, value, acquired—$375.0M$167.0M$1.0B—$2.8B
Uncollectible portion of billed finance charges and fees—$705.0M$785.0M$869.0M—$980.0M
Unrealized Gain (Loss) on Derivatives, Net—$216.0M$126.0M$50.0M—-$55.0M
Tax Provision (Benefit) on Currency Translation Adjustment—-$21.0M-$74.0M$33.0M—$24.0M