Income StatementBalance SheetCash FlowSegments
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Capital One Financial Income Statement

Revenue, expenses, and profitability over time

Capital One Financial generated $58.7B in trailing twelve-month revenue, up 0.5% year-over-year. Net income was $3.2B with a 5.49% net margin. Diluted EPS is $3.92, which declined 0.7% year-over-year. Based on the Q1 2026 filing.

Total Revenue (TTM)$58.7BNet Income (TTM)$3.2BEps Diluted (TTM)$3.39
Latest FilingQ1 2026
Report Date2026-05-07
Market Cap$116.86B
P/E Ratio36.26
ROE3.67%

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Foreign Currency Translation Adjustments—$16.0M$64.0M-$16.0M—-$13.0M
OCI Available-for-Sale Securities Adjustment—$1.1B$254.0M$769.0M—-$234.0M
Capital Expenditures$356.0M$348.0M$399.0M$387.0M$444.0M$553.0M
Change in foreign currency translation—$16.0M$64.0M-$16.0M—-$13.0M
Change in Other Liabilities-$487.0M$178.0M$360.0M$821.0M$730.0M$181.0M
Common Stock Dividends Per Share—$0.6$0.6$0.6—$0.8
Foreign Currency Translation Adjustments, Net of Tax—$16.0M$64.0M-$16.0M—-$13.0M
OCI - Available-for-Sale Securities Adjustment—$1.1B$254.0M$769.0M—-$234.0M
OCI - Foreign Currency Translation Adjustment—$16.0M$64.0M-$16.0M—-$13.0M
Other Comprehensive Income (Loss), Net of Tax—$1.8B$710.0M$902.0M—-$411.0M
Dividends per share declared—$0.6$0.6$0.6—$0.8
Reclassifications Net of Tax$1.0B$1.3B-$4.3B$3.1B$2.1B$2.1B
OCI Attributable to Parent—$1.8B$710.0M$902.0M—-$411.0M
OCI Cash Flow Hedge Before Reclassification and Tax—$886.0M$518.0M$199.0M—-$222.0M
Other Comprehensive Income (Loss), Before Tax—$2.3B$845.0M$1.2B—-$519.0M
Dividends per share declared—$0.6$0.6$0.6—$0.8
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Income Taxes Paid, Net$276.3M$3.0M———$184.0M
Interest Paid, Net$3.4B$3.2B$3.4B$4.2B$4.1B$4.0B
Share-based compensation expense related to employee stock plans—$169.0M$214.0M$168.0M—$130.0M
Income tax credits and Other income tax benefits recognized in tax provision—$153.0M$223.0M$229.0M—$179.0M
Amortization of intangibles$19.0M$16.0M$271.0M$514.0M$525.0M$492.0M
Investment Program, Proportional Amortization Method, Applied, Amortization Expense—$159.0M$180.0M$176.0M—$179.0M
Amortization expense (benefit)—-$10.0M$16.0M$23.0M—-$20.0M
Amortization of capitalized software and acquired intangible assets——$271.0M$514.0M—$492.0M
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation—$5.3B———$17.2B
Cash Flow Hedge Gain Loss To Be Reclassified Within Twelve Months—-$571.0M———-$446.0M
Dividends declared (in dollars per share)—$0.6$0.6$0.6—$0.8
Comprehensive Income (Loss), Net of Tax, Attributable to Parent—$3.2B-$3.6B$4.1B—$1.8B
Credit card marketing expense—$1.0B$1.1B$1.2B—$1.3B
Debt Securities, Available-for-sale, Change in Present Value, Interest Income$262.0M$291.0M$304.0M$302.0M$327.0M$306.0M
Deferred taxes-$352.0M$262.0M-$2.5B—-$503.0M$244.0M
Discount For Preferred Stock Redeemed$0.0——$0.0—$0.0
Dividends, Common Stock—$234.0M$388.0M$386.0M—$502.0M
Dividends, Preferred Stock, Cash—$57.0M———$73.0M
Net addition to the allowance for credit losses—-$359.0M$8.0B——$221.0M
Gross charge-offs—$3.7B$4.3B$4.9B—$5.4B
Amortized Cost—$1.1B$2.1B$2.3B—$2.2B
Prior—$84.0M$67.0M$47.0M—$139.0M
Revolving Loans—$3.0B$3.5B$4.0B—$4.4B
Revolving Loans Converted to Term—$36.0M$60.0M$94.0M—$118.0M
Total Term Loans—$694.0M$698.0M$818.0M—$898.0M
Term loan by year, year 4—$171.0M$162.0M$183.0M—$160.0M
Term loan by year, year 1—$5.0M$20.0M$72.0M—$3.0M
Term loan by year, year 2—$155.0M$190.0M$231.0M—$231.0M
Term loan by year, year 3—$170.0M$166.0M$193.0M—$238.0M
Term loan by year, year 5—$109.0M$93.0M$92.0M—$127.0M
% of total class of receivables—0.4%0.5%0.5%—0.5%
Account balance, modified and subsequent default——$3.1B——$315.0M
Recognized interest income—$3.0M$3.0M$4.0M—$4.0M
Currency exchange and other—$11.0M$23.0M——-$7.0M
Income (Loss) from Continuing Operations, Net of Tax, Attributable to Parent$1.1B$1.4B-$4.3B$3.2B$1.8B$2.2B
Income from discontinued operations, net of tax—$0.0-$14.0M-$1.0M—-$7.0M
Income Taxes Paid, Net$276.3M$3.0M———$184.0M
Increase Decrease In Accrued Interest Receivable Net—$67.0M-$152.0M$83.0M$36.0M-$32.0M
Increase (Decrease) in Deposits—$4.7B———$13.3B
Increase Decrease In Interest Payable Net—-$20.0M-$105.0M-$62.0M—-$17.0M
Increase (Decrease) in Other Operating Assets$1.3B$9.0M$708.0M——$3.0B
Other liabilities-$487.0M$178.0M$360.0M$821.0M$730.0M$181.0M
Add - Incremental shares associated with contingently issuable shares (in shares)—700K0400K—900K
Add - Incremental shares under stock-based compensation plans (in shares)—200K0100K—0
Discount and interchange fees, net$1.3B$1.2B$1.5B$1.8B$1.9B$2.0B
Interest and Dividend Income, Operating$11.7B$11.4B$13.8B$16.8B$16.7B$16.2B
Interest and Dividend Income, Securities, Operating$753.0M$770.0M$784.0M$823.0M$841.0M$832.0M
Interest and Fee Income, Loans and Leases$10.4B$10.2B$12.4B$15.2B$15.2B$14.7B
Interest Expense, Deposits$2.9B$2.7B$3.1B$3.6B$3.5B$3.4B
Other borrowings$12.0M$9.0M$14.0M$15.0M$23.0M$26.0M
Securitized debt obligations$205.0M$176.0M$164.0M$165.0M$155.0M$141.0M
Senior and subordinated notes$540.0M$505.0M$535.0M$582.0M$550.0M$532.0M
Interest Income (Expense), after Provision for Loan Loss$5.5B$5.6B-$1.4B$9.7B$8.3B$8.1B
Interest Income (Expense), Operating$8.1B$8.0B$10.0B$12.4B$12.5B$12.1B
Interest Paid, Excluding Capitalized Interest, Operating Activity$3.4B$3.2B$3.4B$4.2B$4.1B$4.0B
Marketing$1.4B$1.2B$1.3B$1.4B$1.9B$1.5B
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation$5.8B-$218.0M-$9.9B-$2.3B—$11.1B
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation-$14.2B$845.0M$16.5B-$10.0B-$7.8B$26.0M
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation$2.4B$4.7B$6.1B$9.2B$7.8B$6.0B
Noninterest Expense$6.1B$5.9B$7.0B$8.3B$9.3B$8.5B
Revenue (reduction) from other sources—$498.0M$653.0M$672.0M—$676.0M
Total other income$278.0M$255.0M$361.0M$294.0M$354.0M$313.0M
Number of operating segments—3.00———3.00
Number of reportable segments—3.00———3.00
Other comprehensive income/(loss) before reclassifications—$1.5B$521.0M$787.0M—-$486.0M
Net unrealized gains on securities available for sale—$345.0M$83.0M$253.0M—-$77.0M
Net unrealized debt securities gains (losses), net of tax—$1.1B———-$234.0M
Net unrealized gains/(losses) on available-for-sale securities—$1.4B———-$311.0M
Foreign currency translation—$16.0M$64.0M-$16.0M—-$13.0M
Other Comprehensive Income (Loss), Foreign Currency Transaction and Translation Adjustment, before Tax, Portion Attributable to Parent—-$5.0M———$11.0M
Other—$0.0$0.0$0.0—$3.0M
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent—$2.3B$845.0M$1.2B—-$519.0M
Net gains (losses) deferred—$670.0M$392.0M$149.0M—-$167.0M
Cash flow hedges—$886.0M$518.0M$199.0M—-$222.0M
Other comprehensive income/(loss)—$1.8B$710.0M$902.0M—-$411.0M
Other—$0.0$0.0$0.0—$0.0
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent—$540.0M———-$108.0M
Other—$0.0$0.0$0.0—$3.0M
Other Noncash Income (Expense)-$28.0M-$45.0M-$25.0M-$31.0M-$10.0M-$6.0M
Participating Securities, Distributed and Undistributed Earnings (Loss), excluding Preferred Stock Dividends, Basic$17.0M$22.0M$4.0M$33.0M$13.0M$20.0M
Payment for Origination and Purchase, Loan, Held-for-Sale$1.1B$1.2B$1.1B$1.4B$2.1B$1.1B
Payments For (Proceeds From) Sale Of Financing Receivable, Held-For-Investment$11.4B-$1.3B$13.1B$9.1B$16.0B-$1.7B
Payments for Repurchase of Common Stock$161.0M$375.0M$167.0M$1.0B$2.5B$2.8B
Payments of Ordinary Dividends, Common Stock$232.0M$234.0M$388.0M$386.0M$508.0M$502.0M
Payments of Ordinary Dividends, Preferred Stock and Preference Stock$57.0M$57.0M$65.0M$57.0M$73.0M$57.0M
Payments to Acquire Debt Securities, Available-for-Sale$5.5B$2.8B$3.8B$6.0B$5.6B$5.7B
Payments to Acquire Businesses, Net of Cash Acquired$0.0$318.0M-$16.8B-$1.0M$0.0$241.0M
Payments to Acquire Held-to-Maturity Securities—$0.0———$1.1B
Payments to Acquire Property, Plant, and Equipment$356.0M$348.0M$399.0M$387.0M$444.0M$553.0M
Preferred Stock Redemption Discount—$0.0$6.0M———
Proceeds from Issuance of Common Stock$72.0M$93.0M$111.0M$91.0M$105.0M$119.0M
Proceeds From Issuance Of Secured Debt—$1.7B———$3.0B
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities—$0.0———$3.0M
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale$3.1B$3.1B$5.8B$4.4B$4.6B$5.8B
Proceeds From Repayments Of Other Debt—$7.0M$166.0M——$538.0M
Proceeds from sales and paydowns—$724.0M$1.7B$870.0M—$1.7B
Sale of investments—$0.0$1.0M——$68.0M
Proceeds from issuance of common stock relating to employee stock plans—$1.0M——$8.0M$1.0M
Professional and outside services$630.0M$437.0M$653.0M$641.0M$693.0M$585.0M
Total provisions for credit losses$2.6B$2.4B$11.4B$2.7B$4.1B$4.1B
Reclassification from AOCI, Current Period, Net of Tax, Attributable to Parent—-$276.0M-$189.0M-$115.0M—-$75.0M
Repayments of Secured Debt—$6.1B—$2.5B—$2.5B
Revenue From Contract With Customer Excluding Assessed Tax—$1.5B$1.8B$2.3B—$2.4B
Service charges and other customer-related fees$554.0M$509.0M$658.0M$849.0M$833.0M$809.0M
Stock-based compensation$144.0M$177.0M$225.0M$174.0M$200.0M$131.0M
Issuances of common stock and restricted stock, net of forfeitures—$93.0M$111.0M$91.0M—$119.0M
Exercises of stock options—$1.0M———$1.0M
Treasury stock, value, acquired—$375.0M$167.0M$1.0B—$2.8B
Uncollectible portion of billed finance charges and fees—$705.0M$785.0M$869.0M—$980.0M
Add: dilutive effect of potential common shares (in shares)—$900.0K$0.0$500.0K—$900.0K
Unrealized Gain (Loss) on Derivatives, Net—$216.0M$126.0M$50.0M—-$55.0M
Cash Dividends, Common Stock$232.0M$234.0M$388.0M$386.0M$508.0M$502.0M
Currency Translation Adjustment, Net of Tax—$16.0M$64.0M-$16.0M—-$13.0M
OCI Before Reclassifications, Net of Tax—$1.5B$521.0M$787.0M—-$486.0M
Reclassification from AOCI, Net of Tax—-$276.0M-$189.0M-$115.0M—-$75.0M
Other Comprehensive Income (Loss)—$3.2B-$3.6B$4.1B—$1.8B
OCI Foreign Currency Translation—$16.0M$64.0M-$16.0M—-$13.0M
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Other Comprehensive Income (Loss), Net of Tax, Attributable to Parent—$1.8B$710.0M$902.0M—-$411.0M
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
OCI Net of Tax, Parent—$1.8B$710.0M$902.0M—-$411.0M

Earnings Per Share

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Weighted Average Diluted Shares Adjustment—$900.0K$0.0$500.0K—$900.0K
Basic earnings per share from continuing operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted earnings per share from continuing operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted earnings per share from discontinued operations$0.0$0.0-$0.0$0.0$0.7-$0.0
Common Stock Dividends Per Share (Declared)—$0.6$0.6$0.6—$0.8
EPS from Discontinued Operations, Diluted$0.0$0.0-$0.0$0.0$0.7-$0.0
Basic EPS from Continuing Operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted EPS from Continuing Operations$2.7$3.5-$8.6$4.8$3.1$3.4
EPS from Continuing Operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted EPS from Discontinued Operations$0.0$0.0-$0.0$0.0$0.7-$0.0
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Diluted EPS from continuing operations$2.7$3.5-$8.6$4.8$3.1$3.4
Basic earnings per share$2.67$3.46$-8.58$4.83$3.80$3.34
Basic EPS from discontinued operations$0.01$0.00$-0.03$0.00$0.70$-0.01
Diluted earnings per share$2.67$3.45$-8.58$4.83$3.80$3.34
Continuing operations (in dollars per share)$2.66$3.46$-8.55$4.83$3.10$3.35
Continuing operations (in dollars per share)$2.66$3.45$-8.55$4.83$3.10$3.35
Discontinued operations (in dollars per share)$0.01$0.00$-0.03$0.00$0.70$-0.01
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
EPS from Continuing Operations$2.7$3.5-$8.6$4.8$3.1$3.4
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Common stock dividends per share declared—$0.6$0.6$0.6—$0.8
Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Basic EPS from Continuing Operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted EPS from Continuing Operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted EPS from Discontinued Operations$0.0$0.0-$0.0$0.0$0.7-$0.0
Dividends per share declared—$0.6$0.6$0.6—$0.8
Weighted Average Diluted Shares Adjustment—$900.0K$0.0$500.0K—$900.0K
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Dividends per share declared—$0.6$0.6$0.6—$0.8
Basic EPS from continuing operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted EPS from continuing operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted EPS from discontinued operations$0.0$0.0-$0.0$0.0$0.7-$0.0
Dividends per share declared—$0.6$0.6$0.6—$0.8
Dividends per Share Declared—$0.6$0.6$0.6—$0.8
Diluted EPS from Continuing Operations$2.7$3.5-$8.6$4.8$3.1$3.4
Diluted EPS from Discontinued Operations$0.0$0.0-$0.0$0.0$0.7-$0.0
EPS - Discontinued Operations (Diluted)$0.0$0.0-$0.0$0.0$0.7-$0.0
Diluted EPS from discontinued operations$0.0$0.0-$0.0$0.0$0.7-$0.0
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
EPS from continuing operations$2.7$3.5-$8.6$4.8$3.1$3.4
Discontinued operations per diluted share$0.0$0.0-$0.0$0.0$0.7-$0.0
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Common stock dividends per share declared—$0.6$0.6$0.6—$0.8
Basic EPS from continuing operations$2.7$3.5-$8.6$4.8$3.1$3.4
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
Common Stock Dividends Per Share Declared—$0.6$0.6$0.6—$0.8
EPS from Discontinued Operations (Diluted)$0.0$0.0-$0.0$0.0$0.7-$0.0
Common stock dividends per share declared—$0.6$0.6$0.6—$0.8
Weighted average number diluted shares outstanding adjustment—$900.0K$0.0$500.0K—$900.0K
Weighted-average shares, basic—383.1M505.6M639M—622.5M
Weighted-average shares, diluted—384M505.6M639.5M—623.4M

Operating Expenses

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Stock-Based Compensation Expense$144.0M$177.0M$225.0M$174.0M$200.0M$131.0M
Amortization of Finite-Lived Intangible Assets——$271.0M$514.0M—$492.0M
Share-Based Compensation Expense$144.0M$177.0M$225.0M$174.0M$200.0M$131.0M
Information processing and communications$398.0M$399.0M$413.0M$476.0M$482.0M$496.0M
Amortization expense——$271.0M$514.0M—$492.0M
Compensation and benefits$2.3B$2.5B$3.0B$3.5B$3.4B$3.7B
Depreciation and amortization$814.0M$812.0M$1.0B$1.8B$1.6B$1.5B
Information processing and communications$398.0M$399.0M$413.0M$476.0M$482.0M$496.0M
Stock-based compensation expense$144.0M$177.0M$225.0M$174.0M$200.0M$131.0M
Occupancy and equipment$674.0M$615.0M$737.0M$856.0M$958.0M$867.0M
Other operating expenses$664.0M$687.0M$573.0M$877.0M$1.3B$856.0M
Share-Based Compensation$144.0M$177.0M$225.0M$174.0M$200.0M$131.0M

Other Income & Expense

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Other Non-Cash Income (Expense)-$28.0M-$45.0M-$25.0M-$31.0M-$10.0M-$6.0M
Cash Paid for Interest$3.4B$3.2B$3.4B$4.2B$4.1B$4.0B
Other non-cash income (expense)-$28.0M-$45.0M-$25.0M-$31.0M-$10.0M-$6.0M
Interest expense$3.6B$3.4B$3.8B$4.4B$4.2B$4.1B
Other Non-Cash Income (Expense)-$28.0M-$45.0M-$25.0M-$31.0M-$10.0M-$6.0M
Other Non-cash Income (Expense)-$28.0M-$45.0M-$25.0M-$31.0M-$10.0M-$6.0M
Other Non-Cash Income (Expense)-$28.0M-$45.0M-$25.0M-$31.0M-$10.0M-$6.0M

Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest and dividend income, securities$753.0M$770.0M$784.0M$823.0M$841.0M$832.0M
Interest and fee income, loans and leases$10.4B$10.2B$12.4B$15.2B$15.2B$14.7B
Interest and Fee Income on Loans and Leases$10.4B$10.2B$12.4B$15.2B$15.2B$14.7B
Other Interest and Dividend Income$530.0M$491.0M$595.0M$711.0M$660.0M$664.0M
Interest and Fee Income on Loans and Leases$10.4B$10.2B$12.4B$15.2B$15.2B$14.7B
Interest and Fee Income, Loans and Leases$10.4B$10.2B$12.4B$15.2B$15.2B$14.7B
Net interest income$8.1B$8.0B$10.0B$12.4B$12.5B$12.1B
Total noninterest income$2.1B$2.0B$2.5B$3.0B$3.1B$3.1B
Total revenue$10.2B$10.0B$12.5B$15.4B$15.6B$15.2B

Net Income

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net income applicable to common shareholders$1.0B$1.3B-$4.3B$3.1B$2.1B$2.1B
Common Dividends Declared (Per Share)—$0.6$0.6$0.6—$0.8
Common Stock Dividends$232.0M$234.0M$388.0M$386.0M$508.0M$502.0M
Net earnings to common$1.0B$1.3B-$4.3B$3.1B$2.1B$2.1B
Common Stock Dividends—$234.0M$388.0M$386.0M—$502.0M
Net Income Available to Common Shareholders$1.0B$1.3B-$4.3B$3.1B$2.1B$2.1B
OCI Attributable to Parent—$1.8B$710.0M$902.0M—-$411.0M
Net income$1.1B$1.4B-$4.3B$3.2B$2.1B$2.2B
Preferred stock dividends$57.0M$57.0M$65.0M$73.0M$57.0M$73.0M
Income from Continuing Operations Attributable to Common Shareowners$2.7$3.5-$8.6$4.8$3.1$3.4
Net income attributable to common stock$1.0B$1.3B-$4.3B$3.1B$2.1B$2.1B
Common Stock Dividends$232.0M$234.0M$388.0M$386.0M$508.0M$502.0M

Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash Paid for Income Taxes$276.3M$3.0M———$184.0M
Income Taxes Paid, Net$276.3M$3.0M———$184.0M
Income tax expense$366.0M$325.0M-$1.7B$1.2B$345.0M$518.0M
Income Taxes Paid, Net$276.3M$3.0M———$184.0M
Income and Other Taxes$276.3M$3.0M———$184.0M

Income Before Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income before income taxes$1.5B$1.7B-$5.9B$4.4B$2.1B$2.7B