Other
Gross charge-offs
Capital One Financial Gross charge-offs increased by 10.2% to $5.45B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 47.5%, from $3.69B to $5.45B. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementIncome Statement
SectionOther
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2024
Last reportedQ1 2026May 7, 2026
How to read this metric
An increase indicates deteriorating credit quality in the loan portfolio, while a decrease suggests improved underwriting or a healthier borrower base.
Detailed definition
Represents the total value of financing receivables that have been deemed uncollectible and removed from the balance she...
Peer comparison
Standard metric for financial institutions; peers report this as 'Gross Charge-offs' or 'Loan Write-offs'.
Metric ID:
other_financing_receivable_excluding_accrued_interest_al_27144dHistorical Data
7 periods
| Q1 '24 | Q2 '24 | Q3 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|
| Value | $3.27B | $3.36B | $3.43B | $3.69B | $4.28B | $4.94B | $5.45B |
| QoQ Change | — | +2.7% | +2.0% | +7.7% | +16.0% | +15.4% | +10.2% |
| YoY Change | — | — | — | +12.8% | +27.4% | +44.2% | +47.5% |
Range$3.27B – $5.45B
CAGR+40.4%
Avg YoY Growth+33.0%
Median YoY Growth+35.8%
Current Streak6+ quarters growth
Gross charge-offs at Other Companies
Frequently Asked Questions
- What is Capital One Financial's gross charge-offs?
- Capital One Financial (COF) reported gross charge-offs of $5.45B in Q1 2026.
- How has Capital One Financial's gross charge-offs changed year-over-year?
- Capital One Financial's gross charge-offs increased by 47.5% year-over-year, from $3.69B to $5.45B.
- What does gross charge-offs mean?
- The total amount of loans or receivables written off as uncollectible.