Ladder Capital Financing receivable, allowance for credit loss, excluding accrued interest, current decreased by 0.1% to $47.11M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 9.8%, from $52.21M to $47.11M. Over 4 years (FY 2021 to FY 2025), Financing receivable, allowance for credit loss, excluding accrued interest, current shows an upward trend with a 10.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
An increase relative to total loans suggests deteriorating credit quality or a more conservative outlook on market risk.
The contra-asset account representing the estimated amount of credit losses expected on the loan portfolio, excluding ac...
Varies by credit cycle and portfolio composition; peers with higher-risk assets typically maintain higher allowance ratios.
other_financing_receivable_allowance_for_credit_loss_exc_8f6cf2| Q4 '21 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $31.75M | $16.96M | $18.47M | $20.76M | $25.50M | $32.25M | $39.58M | $43.17M | $49.06M | $54.11M | $52.28M | $52.32M | $52.21M | $52.17M | $52.14M | $47.14M | $47.11M |
| QoQ Change | — | -46.6% | +8.9% | +12.3% | +22.9% | +26.5% | +22.7% | +9.1% | +13.7% | +10.3% | -3.4% | +0.1% | -0.2% | -0.1% | -0.1% | -9.6% | -0.1% |
| YoY Change | — | — | — | -34.6% | — | +90.1% | +114.2% | +108.0% | +92.4% | +67.8% | +32.1% | +21.2% | +6.4% | -3.6% | -0.3% | -9.9% | -9.8% |