Universal Life — Policyholder Account Balance Policy Charge
Principal Financial Group Universal Life — Policyholder Account Balance Policy Charge increased by 0.3% to $223.90M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.4%, from $224.70M to $223.90M. Over 3 years (FY 2022 to FY 2025), Universal Life — Policyholder Account Balance Policy Charge shows relatively stable performance with a 1.9% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase in policy charges relative to the account balance suggests improved pricing power or a shift toward higher-margin product features.
Detailed definition
The fees and charges assessed against policyholder account balances in the general account universal life segment. These...
Peer comparison
Comparable to 'Fee Income' or 'Cost of Insurance Charges' in universal life insurance reporting.
pfg_segment_universal_life_policyholder_account_balance_policy_chargeHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $209.45M | $209.45M | $209.45M | $209.45M | $213.50M | $212.50M | $214.80M | $217.30M | $218.80M | $218.30M | $216.90M | $223.10M | $224.70M | $218.70M | $219.30M | $223.30M | $223.90M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +1.9% | -0.5% | +1.1% | +1.2% | +0.7% | -0.2% | -0.6% | +2.9% | +0.7% | -2.7% | +0.3% | +1.8% | +0.3% |
| YoY Change | — | — | — | — | +1.9% | +1.5% | +2.6% | +3.7% | +2.5% | +2.7% | +1.0% | +2.7% | +2.7% | +0.2% | +1.1% | +0.1% | -0.4% |
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Frequently Asked Questions
- What is Principal Financial Group's universal life — policyholder account balance policy charge?
- Principal Financial Group (PFG) reported universal life — policyholder account balance policy charge of $223.90M in Q1 2026.
- How has Principal Financial Group's universal life — policyholder account balance policy charge changed year-over-year?
- Principal Financial Group's universal life — policyholder account balance policy charge decreased by 0.4% year-over-year, from $224.70M to $223.90M.
- What is the long-term trend for Principal Financial Group's universal life — policyholder account balance policy charge?
- Over 3 years (2022 to 2025), Principal Financial Group's universal life — policyholder account balance policy charge has grown at a 1.9% compound annual growth rate (CAGR), from $837.80M to $886.00M.
- What does universal life — policyholder account balance policy charge mean?
- The fees the company earns from managing general account universal life policies.