Business Segments · Variable Expenses

Individual Life — Variable Expenses

Prudential Financial Individual Life — Variable Expenses decreased by 19.0% to $269.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 0.7%, from $271.00M to $269.00M. Over 2 years (FY 2023 to FY 2025), Individual Life — Variable Expenses shows an upward trend with a 9.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2023
Last reportedQ1 2026

How to read this metric

An increase may indicate higher sales volume or rising acquisition costs, while a decrease suggests lower sales or improved cost management.

Detailed definition

Represents the costs directly associated with the production and maintenance of individual life insurance policies that...

Peer comparison

Similar to variable acquisition costs or commission expenses reported by other life insurance carriers.

Metric ID: pru_segment_individual_life_variable_expenses

Historical Data

13 periods
 Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$245.25M$245.25M$245.25M$245.25M$251.00M$266.00M$278.00M$330.00M$271.00M$267.00M$303.00M$332.00M$269.00M
QoQ Change+0.0%+0.0%+0.0%+2.3%+6.0%+4.5%+18.7%-17.9%-1.5%+13.5%+9.6%-19.0%
YoY Change+2.3%+8.5%+13.4%+34.6%+8.0%+0.4%+9.0%+0.6%-0.7%
Range$245.25M$332.00M
CAGR+3.1%
Avg YoY Growth+8.4%
Median YoY Growth+8.0%

Frequently Asked Questions

What is Prudential Financial's individual life — variable expenses?
Prudential Financial (PRU) reported individual life — variable expenses of $269.00M in Q1 2026.
How has Prudential Financial's individual life — variable expenses changed year-over-year?
Prudential Financial's individual life — variable expenses decreased by 0.7% year-over-year, from $271.00M to $269.00M.
What is the long-term trend for Prudential Financial's individual life — variable expenses?
Over 2 years (2023 to 2025), Prudential Financial's individual life — variable expenses has grown at a 9.3% compound annual growth rate (CAGR), from $981.00M to $1.17B.
What does individual life — variable expenses mean?
Costs directly tied to the volume of individual life insurance business written.