Prudential Financial International Businesses — Weighted-average crediting rate decreased by 51.1% to 1.8% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 178.8%, from 0.7% to 1.8%.
Higher rates may attract more deposits but compress margins, while lower rates may improve margins but risk policyholder attrition.
This metric represents the average interest rate credited to policyholder account balances during the period, weighted b...
Used by life insurers to assess the competitiveness and profitability of fixed-annuity and universal life products.
pru_segment_international_businesses_weighted_average_crediting_rate| Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | 3% | 5% | 4.2% | 3% | 3.4% | 0.7% | 2.4% | 3.4% | 3.8% | 1.8% |
| QoQ Change | — | +67.8% | -16.2% | -27.0% | +13.2% | -80.8% | +266.7% | +38.4% | +12.2% | -51.1% |
| YoY Change | — | — | — | — | +16.3% | -86.7% | -41.7% | +10.6% | +9.6% | +178.8% |