Products & Services · Range of Guaranteed Minimum Crediting Rates
Retirement — Range of Guaranteed Minimum Crediting Rates
Prudential Financial Retirement — Range of Guaranteed Minimum Crediting Rates remained flat by 0.0% to $0.04 in Q1 2026 compared to the prior quarter.
Analysis
StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ1 2025
Last reportedQ1 2026
How to read this metric
A higher range of guaranteed rates increases the company's liability risk in low-interest-rate environments, potentially compressing net interest margins. A lower range indicates reduced liability risk but may signal less competitive product offerings in a high-rate environment.
Detailed definition
This metric defines the floor interest rates contractually guaranteed to policyholders within retirement products, such...
Peer comparison
Comparable to 'Minimum crediting rate floors' or 'Guaranteed interest rate ranges' disclosed by life insurance and annuity providers to assess interest rate sensitivity.
Metric ID:
pru_segment_retirement_range_of_guaranteed_minimum_crediting_ratesHistorical Data
2 periods
| Q1 '25 | Q1 '26 | |
|---|---|---|
| Value | $0.04 | $0.04 |
| QoQ Change | — | +0.0% |
| YoY Change | — | +0.0% |
Range$0.04 – $0.04
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
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Frequently Asked Questions
- What is Prudential Financial's retirement — range of guaranteed minimum crediting rates?
- Prudential Financial (PRU) reported retirement — range of guaranteed minimum crediting rates of $0.04 in Q1 2026.
- What does retirement — range of guaranteed minimum crediting rates mean?
- The range of minimum interest rates the company is contractually obligated to pay to retirement product holders.