Allowance for credit losses
Regions Financial Allowance for credit losses decreased by 1.9% to $1.53B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 5.3%, from $1.61B to $1.53B. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows a downward trend with a -6.4% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $1.60B | $1.43B | $1.48B | $1.42B | $1.43B | $1.42B | $1.46B | $1.47B | $1.51B | $1.55B | $1.58B | $1.62B | $1.62B | $1.61B | $1.61B | $1.61B | $1.61B | $1.58B | $1.56B | $1.53B |
| QoQ Change | — | -10.6% | +3.6% | -4.3% | +0.6% | -0.5% | +3.2% | +0.5% | +2.8% | +2.2% | +1.9% | +2.6% | +0.2% | -0.9% | +0.4% | +0.0% | -0.1% | -1.9% | -1.6% | -1.9% |
| YoY Change | — | — | — | — | -10.8% | -0.7% | -1.0% | +4.0% | +6.2% | +9.1% | +7.7% | +9.9% | +7.1% | +3.9% | +2.3% | -0.2% | -0.6% | -1.6% | -3.5% | -5.3% |
| % of Net loans | 1.9% | 1.7% | 1.7% | 1.6% | 1.5% | 1.5% | 1.5% | 1.5% | — | 1.6% | 1.6% | 1.7% | 1.7% | 1.7% | — | — | — | — | — | — |
| Share Change | — | -0.2pp | -0.0pp | -0.1pp | -0.1pp | -0.0pp | +0.0pp | -0.0pp | — | — | +0.0pp | +0.1pp | -0.0pp | -0.0pp | — | — | — | — | — | — |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is Regions Financial's allowance for credit losses?
- Regions Financial (RF) reported allowance for credit losses of $1.53B in Q1 2026.
- How has Regions Financial's allowance for credit losses changed year-over-year?
- Regions Financial's allowance for credit losses decreased by 5.3% year-over-year, from $1.61B to $1.53B.
- What is the long-term trend for Regions Financial's allowance for credit losses?
- Over 5 years (2020 to 2025), Regions Financial's allowance for credit losses has grown at a -6.4% compound annual growth rate (CAGR), from $2.17B to $1.56B.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.