Discontinued — last reported Q4 '17

Current Assets

Loans held for sale

SoFi Technologies, Inc. Loans held for sale increased by 11.3% to $25.45B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 39.7%, from $18.23B to $25.45B. Over 4 years (FY 2021 to FY 2025), Loans held for sale shows an upward trend with a 40.0% CAGR.

Analysis

StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2015
Last reportedQ4 2017

How to read this metric

Higher levels indicate strong mortgage origination volume, while lower levels may suggest a slowdown in the housing market or a change in sales strategy.

Detailed definition

These are mortgage loans originated by the bank with the specific intent to sell them to secondary market investors. Thi...

Peer comparison

Standard metric for retail banks with significant mortgage banking operations.

Metric ID: mortgage_loans_held_for_sale

Historical Data

15 periods
 Q4 '21Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$5.95B$13.56B$15.86B$18.21B$20.99B$15.40B$15.12B$15.89B$17.32B$17.68B$18.23B$20.06B$21.59B$22.86B$25.45B
QoQ Change+127.7%+17.0%+14.9%+15.3%-26.7%-1.8%+5.1%+9.0%+2.1%+3.1%+10.1%+7.6%+5.9%+11.3%
YoY Change+127.7%+13.6%-4.7%-12.7%-17.5%+14.9%+20.6%+26.2%+24.6%+29.3%+39.7%
Range$5.95B$25.45B
CAGR+51.5%
Avg YoY Growth+23.8%
Median YoY Growth+20.6%
Current Streak8 quarters growth

Frequently Asked Questions

What is SoFi Technologies, Inc.'s loans held for sale?
SoFi Technologies, Inc. (SOFI) reported loans held for sale of $25.45B in Q1 2026.
How has SoFi Technologies, Inc.'s loans held for sale changed year-over-year?
SoFi Technologies, Inc.'s loans held for sale increased by 39.7% year-over-year, from $18.23B to $25.45B.
What is the long-term trend for SoFi Technologies, Inc.'s loans held for sale?
Over 4 years (2021 to 2025), SoFi Technologies, Inc.'s loans held for sale has grown at a 40.0% compound annual growth rate (CAGR), from $5.95B to $22.86B.
What does loans held for sale mean?
Loans that the bank has created but intends to sell to other investors soon.