Business Segments · Noninterest income

Payment Services — Noninterest income

U.S. Bancorp Payment Services — Noninterest income decreased by 0.5% to $1.10B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.8%, from $1.05B to $1.10B. Over 3 years (FY 2022 to FY 2025), Payment Services — Noninterest income shows an upward trend with a 4.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2022
Last reportedQ4 2025

How to read this metric

Growth indicates higher transaction volumes or increased market share in payment processing services.

Detailed definition

Revenue generated by the payment services segment from sources other than interest, such as transaction processing fees,...

Peer comparison

Highly comparable across payment processors and merchant acquiring business segments.

Metric ID: usb_segment_payment_services_noninterest_income

Historical Data

16 periods
 Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$948.50M$948.50M$948.50M$948.50M$937.00M$1.05B$1.04B$1.03B$980.00M$1.09B$1.07B$1.05B$1.04B$1.12B$1.11B$1.10B
QoQ Change+0.0%+0.0%+0.0%-1.2%+12.1%-1.0%-0.9%-4.9%+11.6%-1.9%-2.1%-1.4%+7.7%-0.9%-0.5%
YoY Change-1.2%+10.7%+9.5%+8.6%+4.6%+4.2%+3.3%+2.0%+5.7%+2.0%+3.1%+4.8%
Range$937.00M$1.12B
CAGR+4.1%
Avg YoY Growth+4.8%
Median YoY Growth+4.4%
Current Streak2 quarters decline

Frequently Asked Questions

What is U.S. Bancorp's payment services — noninterest income?
U.S. Bancorp (USB) reported payment services — noninterest income of $1.10B in Q4 2025.
How has U.S. Bancorp's payment services — noninterest income changed year-over-year?
U.S. Bancorp's payment services — noninterest income increased by 4.8% year-over-year, from $1.05B to $1.10B.
What is the long-term trend for U.S. Bancorp's payment services — noninterest income?
Over 3 years (2022 to 2025), U.S. Bancorp's payment services — noninterest income has grown at a 4.7% compound annual growth rate (CAGR), from $3.79B to $4.36B.
What does payment services — noninterest income mean?
Fees and service charges earned by the payment services segment that are not derived from interest.