Discontinued — last reported Q4 '25
Long-Term Debt
Non-Current LiabilitiesVisa Long-Term Debt decreased by 22.0% to $19.60B in Q3 2025 compared to the prior quarter. Year-over-year, this metric declined by 5.9%, from $20.84B to $19.60B. Over 4 years (FY 2020 to FY 2024), Long-Term Debt shows relatively stable performance with a -0.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase signals higher financial leverage and future interest expense, whereas a decrease indicates debt repayment and a stronger balance sheet.
Detailed definition
Loans and financial obligations with a maturity date exceeding one year from the balance sheet date. This represents the...
Peer comparison
Large-cap tech companies often use long-term debt to take advantage of low interest rates even when they have significant cash holdings.
long_term_debtHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $21.00B | $20.98B | $20.92B | $21.03B | $23.80B | $22.45B | $20.49B | $20.61B | $20.56B | $20.46B | $20.70B | $20.60B | $20.60B | $20.84B | $20.61B | $20.76B | $25.14B | $19.60B |
| QoQ Change | — | -0.1% | -0.3% | +0.5% | +13.2% | -5.7% | -8.7% | +0.6% | -0.2% | -0.5% | +1.2% | -0.5% | -0.0% | +1.1% | -1.1% | +0.7% | +21.1% | -22.0% |
| YoY Change | — | — | — | — | +13.3% | +7.0% | -2.1% | -2.0% | -13.6% | -8.9% | +1.1% | -0.0% | +0.2% | +1.8% | -0.5% | +0.8% | +22.0% | -5.9% |
Long-Term Debt at Other Companies
Frequently Asked Questions
- What is Visa's long-term debt?
- Visa (V) reported long-term debt of $19.60B in Q3 2025.
- How has Visa's long-term debt changed year-over-year?
- Visa's long-term debt decreased by 5.9% year-over-year, from $20.84B to $19.60B.
- What is the long-term trend for Visa's long-term debt?
- Over 4 years (2020 to 2024), Visa's long-term debt has grown at a -0.5% compound annual growth rate (CAGR), from $21.06B to $20.61B.
- What does long-term debt mean?
- Money borrowed by the company that is not due to be paid back for at least one year.