What is Wells Fargo & Company's time deposits?

Wells Fargo & Company (WFC) reported time deposits of $41.44B in Q4 2025.

How has Wells Fargo & Company's time deposits changed year-over-year?

Wells Fargo & Company's time deposits increased by 39.6% year-over-year, from $29.68B to $41.44B.

What is the long-term trend for Wells Fargo & Company's time deposits?

Over 5 years (2020 to 2025), Wells Fargo & Company's time deposits has grown at a 35.6% compound annual growth rate (CAGR), from $9.03B to $41.44B.

What does time deposits mean?

Interest-bearing deposits with a fixed maturity date, such as certificates of deposit.

Current Liabilities

Time deposits

Wells Fargo & Company Time deposits increased by 39.6% to $41.44B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 39.6%, from $29.68B to $41.44B. Over 5 years (FY 2020 to FY 2025), Time deposits shows an upward trend with a 35.6% CAGR.

Analysis

StatementBalance Sheet Statement

SectionCurrent Liabilities

CategoryLiquidity

SignalContext dependent

VolatilityModerate

First reportedQ4 2014

Last reportedQ4 2025Feb 24, 2026

Parent metricDeposits

How to read this metric

An increase may indicate a need for additional funding or a strategy to lock in long-term liquidity.

Detailed definition

Time deposits consist of certificates of deposit (CDs) and other accounts with fixed maturity dates that pay interest to...

Peer comparison

Varies based on the bank's current funding needs and the competitive interest rate environment.

Metric ID: bank_time_deposits

Historical Data

5 periods

	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	$5.53B	$9.13B	$57.49B	$29.68B	$41.44B
QoQ Change	—	+65.2%	+529.5%	-48.4%	+39.6%
YoY Change	—	+65.2%	+529.5%	-48.4%	+39.6%
% of Deposits	0.4%	0.7%	4.2%	2.2%	2.9%
Share Change	—	+0.3pp	+3.6pp	-2.1pp	+0.7pp

Range$5.53B – $57.49B

CAGR+649.7%

Avg YoY Growth+146.5%

Median YoY Growth+52.4%

Time deposits at Other Companies

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Raymond James FinancialRJF View metric

Frequently Asked Questions

What is Wells Fargo & Company's time deposits?: Wells Fargo & Company (WFC) reported time deposits of $41.44B in Q4 2025.
How has Wells Fargo & Company's time deposits changed year-over-year?: Wells Fargo & Company's time deposits increased by 39.6% year-over-year, from $29.68B to $41.44B.
What is the long-term trend for Wells Fargo & Company's time deposits?: Over 5 years (2020 to 2025), Wells Fargo & Company's time deposits has grown at a 35.6% compound annual growth rate (CAGR), from $9.03B to $41.44B.
What does time deposits mean?: Interest-bearing deposits with a fixed maturity date, such as certificates of deposit.