Time Deposits, at or Above FDIC Insurance Limit
Wells Fargo & Company Time Deposits, at or Above FDIC Insurance Limit increased by 39.6% to $41.44B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 39.6%, from $29.68B to $41.44B. Over 5 years (FY 2020 to FY 2025), Time Deposits, at or Above FDIC Insurance Limit shows an upward trend with a 35.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A high proportion of uninsured deposits increases liquidity risk during periods of market stress.
Detailed definition
The portion of time deposits that exceeds the standard FDIC insurance coverage limit per depositor. These deposits are c...
Peer comparison
Critical metric for assessing bank stability, especially following industry-wide deposit volatility events.
other_time_deposits_at_or_above_fdic_insurance_limitHistorical Data
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $5.53B | $9.13B | $57.49B | $29.68B | $41.44B |
| QoQ Change | — | +65.2% | +529.5% | -48.4% | +39.6% |
| YoY Change | — | +65.2% | +529.5% | -48.4% | +39.6% |
Time Deposits, at or Above FDIC Insurance Limit at Other Companies
Frequently Asked Questions
- What is Wells Fargo & Company's time deposits, at or above fdic insurance limit?
- Wells Fargo & Company (WFC) reported time deposits, at or above fdic insurance limit of $41.44B in Q4 2025.
- How has Wells Fargo & Company's time deposits, at or above fdic insurance limit changed year-over-year?
- Wells Fargo & Company's time deposits, at or above fdic insurance limit increased by 39.6% year-over-year, from $29.68B to $41.44B.
- What is the long-term trend for Wells Fargo & Company's time deposits, at or above fdic insurance limit?
- Over 5 years (2020 to 2025), Wells Fargo & Company's time deposits, at or above fdic insurance limit has grown at a 35.6% compound annual growth rate (CAGR), from $9.03B to $41.44B.
- What does time deposits, at or above fdic insurance limit mean?
- Time deposits that are not fully covered by government insurance.