Commercial Banking — Provision for Credit Losses
Wells Fargo & Company Commercial Banking — Provision for Credit Losses increased by 42.9% to $150.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 19.8%, from $187.00M to $150.00M. Over 4 years (FY 2021 to FY 2025), Commercial Banking — Provision for Credit Losses shows an upward trend with a -33.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
Lower values suggest a healthier loan portfolio and improved economic outlook, while higher values indicate rising credit risk.
Detailed definition
An expense charged to the income statement to maintain the allowance for credit losses at a level management deems adequ...
Peer comparison
Standard banking metric; peers report this as a key indicator of credit quality and risk management.
wfc_segment_commercial_banking_provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$382.00M | -$335.00M | -$384.00M | -$344.00M | $21.00M | -$168.00M | -$43.00M | -$43.00M | $26.00M | $52.00M | $40.00M | $143.00M | $29.00M | $85.00M | $33.00M | $187.00M | -$43.00M | $39.00M | $105.00M | $150.00M |
| QoQ Change | — | +12.3% | -14.6% | +10.4% | +106.1% | -900.0% | +74.4% | +0.0% | +160.5% | +100.0% | -23.1% | +257.5% | -79.7% | +193.1% | -61.2% | +466.7% | -123.0% | +190.7% | +169.2% | +42.9% |
| YoY Change | — | — | — | — | +105.5% | +49.9% | +88.8% | +87.5% | +23.8% | +131.0% | +193.0% | +432.6% | +11.5% | +63.5% | -17.5% | +30.8% | -248.3% | -54.1% | +218.2% | -19.8% |
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Frequently Asked Questions
- What is Wells Fargo & Company's commercial banking — provision for credit losses?
- Wells Fargo & Company (WFC) reported commercial banking — provision for credit losses of $150.00M in Q1 2026.
- How has Wells Fargo & Company's commercial banking — provision for credit losses changed year-over-year?
- Wells Fargo & Company's commercial banking — provision for credit losses decreased by 19.8% year-over-year, from $187.00M to $150.00M.
- What is the long-term trend for Wells Fargo & Company's commercial banking — provision for credit losses?
- Over 4 years (2021 to 2025), Wells Fargo & Company's commercial banking — provision for credit losses has grown at a -33.8% compound annual growth rate (CAGR), from -$1.50B to $288.00M.
- What does commercial banking — provision for credit losses mean?
- The amount of money set aside to cover expected future losses from bad loans.