Consumer Banking and Lending — Net interest income (expense)
Wells Fargo & Company Consumer Banking and Lending — Net interest income (expense) increased by 0.2% to $7.55B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.8%, from $6.94B to $7.55B. Over 4 years (FY 2021 to FY 2025), Consumer Banking and Lending — Net interest income (expense) shows an upward trend with a 6.4% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates improved net interest margins or higher loan volumes; a decrease suggests margin compression or reduced lending activity.
Detailed definition
The difference between the interest income generated from loans and other interest-earning assets and the interest expen...
Peer comparison
A core performance metric for all retail and commercial banking segments.
wfc_segment_consumer_banking_and_lending_net_interest_income_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $5.62B | $5.71B | $5.87B | $6.00B | $6.37B | $7.10B | $7.57B | $7.43B | $7.49B | $7.63B | $7.63B | $7.11B | $7.02B | $7.15B | $7.02B | $6.94B | $7.20B | $7.51B | $7.54B | $7.55B |
| QoQ Change | — | +1.6% | +2.8% | +2.2% | +6.3% | +11.5% | +6.6% | -1.9% | +0.8% | +1.9% | -0.1% | -6.8% | -1.2% | +1.8% | -1.8% | -1.1% | +3.7% | +4.3% | +0.4% | +0.2% |
| YoY Change | — | — | — | — | +13.4% | +24.4% | +29.1% | +24.0% | +17.5% | +7.5% | +0.7% | -4.3% | -6.2% | -6.3% | -8.0% | -2.3% | +2.5% | +5.0% | +7.4% | +8.8% |
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Frequently Asked Questions
- What is Wells Fargo & Company's consumer banking and lending — net interest income (expense)?
- Wells Fargo & Company (WFC) reported consumer banking and lending — net interest income (expense) of $7.55B in Q1 2026.
- How has Wells Fargo & Company's consumer banking and lending — net interest income (expense) changed year-over-year?
- Wells Fargo & Company's consumer banking and lending — net interest income (expense) increased by 8.8% year-over-year, from $6.94B to $7.55B.
- What is the long-term trend for Wells Fargo & Company's consumer banking and lending — net interest income (expense)?
- Over 4 years (2021 to 2025), Wells Fargo & Company's consumer banking and lending — net interest income (expense) has grown at a 6.4% compound annual growth rate (CAGR), from $22.81B to $29.18B.
- What does consumer banking and lending — net interest income (expense) mean?
- The profit earned from the spread between interest collected on loans and interest paid on deposits.