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PNC Financial Services PNC Retail Banking — Net interest income (a)(b)

Other segment segments

Asset Management Group
$4.11B
Corporate & Institutional Banking
$4.11B

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Other financials

Income statement

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Revenue$6.9B+21.4%
Net income$2.0B+18.9%
EPS (diluted)$4.81+24.9%

Balance sheet

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Cash & equivalents$6.0B-79.8%
Total debt$85.7B+41.9%
Total equity$64.0B+11.1%
Total assets$616.03B+10.2%

Cash flow

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Operating cash flow$1.9B+479%

Valuation

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Market cap$100.39B+31.8%
Enterprise value$180.16B+68.0%
P/E13.2×+1.1×
P/S+0.6×

Profitability

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Net margin30.3%+1.9pp

Returns & leverage

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Return on equity12.5%+1.1pp
Debt / equity1.3×+0.3×

Where this comes from

Reported directly by PNC Financial Services in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseNet.

The official record: PNC Financial Services’s 8-K, filed July 15, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is PNC Financial Services's retail banking — net interest income (a)(b)?
PNC Financial Services (PNC) reported retail banking — net interest income (a)(b) of $4.11B in Q2 2026.
How has PNC Financial Services's retail banking — net interest income (a)(b) changed year-over-year?
PNC Financial Services's retail banking — net interest income (a)(b) increased by 38.0% year-over-year, from $2.98B to $4.11B.
What is the long-term trend for PNC Financial Services's retail banking — net interest income (a)(b)?
Over 3 years (2022 to 2025), PNC Financial Services's retail banking — net interest income (a)(b) has grown at a 16.2% compound annual growth rate (CAGR), from $7.54B to $11.82B.
What does retail banking — net interest income (a)(b) mean?
The difference between the interest income generated from retail banking assets, such as loans and mortgages, and the interest expense paid on retail deposits. This is a primary driver of profitability for the retail banking segment, reflecting the net margin on core banking activities.