Consumer Banking and Lending — Provision for Credit Losses
Wells Fargo & Company Consumer Banking and Lending — Provision for Credit Losses decreased by 10.2% to $818.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.7%, from $739.00M to $818.00M. Over 3 years (FY 2022 to FY 2025), Consumer Banking and Lending — Provision for Credit Losses shows an upward trend with a 13.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher expected credit risk or economic downturn; a decrease suggests improved credit quality or a more optimistic economic outlook.
Detailed definition
An expense charged to the income statement to maintain the allowance for credit losses at a level considered adequate to...
Peer comparison
Universal metric for assessing credit quality and risk management in banking.
wfc_segment_consumer_banking_and_lending_provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$367.00M | -$518.00M | -$190.00M | $613.00M | $917.00M | $936.00M | $867.00M | $874.00M | $768.00M | $790.00M | $788.00M | $932.00M | $930.00M | $911.00M | $739.00M | $945.00M | $767.00M | $911.00M | $818.00M |
| QoQ Change | — | -41.1% | +63.3% | +422.6% | +49.6% | +2.1% | -7.4% | +0.8% | -12.1% | +2.9% | -0.3% | +18.3% | -0.2% | -2.0% | -18.9% | +27.9% | -18.8% | +18.8% | -10.2% |
| YoY Change | — | — | — | +267.0% | +277.0% | — | +556.3% | +42.6% | -16.2% | -15.6% | -9.1% | +6.6% | +21.1% | +15.3% | -6.2% | +1.4% | -17.5% | +0.0% | +10.7% |
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Frequently Asked Questions
- What is Wells Fargo & Company's consumer banking and lending — provision for credit losses?
- Wells Fargo & Company (WFC) reported consumer banking and lending — provision for credit losses of $818.00M in Q1 2026.
- How has Wells Fargo & Company's consumer banking and lending — provision for credit losses changed year-over-year?
- Wells Fargo & Company's consumer banking and lending — provision for credit losses increased by 10.7% year-over-year, from $739.00M to $818.00M.
- What is the long-term trend for Wells Fargo & Company's consumer banking and lending — provision for credit losses?
- Over 3 years (2022 to 2025), Wells Fargo & Company's consumer banking and lending — provision for credit losses has grown at a 13.9% compound annual growth rate (CAGR), from $2.28B to $3.36B.
- What does consumer banking and lending — provision for credit losses mean?
- The amount set aside to cover potential future losses from loans that may not be repaid.