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Ameris Bancorp ABCB Premium  Finance  Division — Data processing and communications expenses

Other segment segments

Banking Division
$15.35M+14.6%
Retail Mortgage
$1.22M-5.6%
Warehouse Lending
$35K-7.9%

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$8.88M+3.8%
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BPOPPopular Bank — Information Technology And Data Processing
$9.53M-5.5%

Other financials

Income statement

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Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

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Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

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Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

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Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

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Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

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Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ameris Bancorp's premium  finance  division — data processing and communications expenses?
Ameris Bancorp (ABCB) reported premium  finance  division — data processing and communications expenses of $186K in Q1 2026.
How has Ameris Bancorp's premium  finance  division — data processing and communications expenses changed year-over-year?
Ameris Bancorp's premium  finance  division — data processing and communications expenses increased by 44.2% year-over-year, from $129K to $186K.
What is the long-term trend for Ameris Bancorp's premium  finance  division — data processing and communications expenses?
Over 4 years (2021 to 2025), Ameris Bancorp's premium  finance  division — data processing and communications expenses has grown at a 5.6% compound annual growth rate (CAGR), from $344K to $427K.
What does premium  finance  division — data processing and communications expenses mean?
This metric includes costs related to technology infrastructure, data processing, and communication systems necessary for the premium finance division's operations. As digital banking and automated lending become more prevalent, this metric highlights the investment in the technological capabilities of the segment. It is a critical indicator of the division's digital transformation and operational scalability.