Skip to content

Ameris Bancorp ABCB Retail Mortgage — Data processing and communications expenses

Other segment segments

Banking Division
$15.35M+14.6%
Premium  Finance  Division
$186K+44.2%
Warehouse Lending
$35K-7.9%

Similar metrics at other companies

Annaly Capital Management logo
NLYResidential Credit — Servicing and related expense
$0
PennyMac Mortgage Investment Trust logo
PMTLoan-related expense
$213K-69.0%
Radian Group logo
RDNMortgage Segment Operating — Operating Expenses
$20M-25.9%
Intercontinental Exchange logo
ICEMortgage Technology — Other operating expenses
$274M+3.8%
MFA Financial logo
MFAMortgage-Related Assets — Loan servicing, financing and other related costs
$3.61M-14.9%
Arch Capital Group logo
ACGLMortgage — Other Expenses
$51M-1.9%

Other financials

Income statement

See full
Revenue$314.4M+10.0%
Net income$110.5M+25.7%
EPS (diluted)$1.63+28.3%

Balance sheet

See full
Cash & equivalents$1.3B+2.9%
Total debt$50.7M-5.1%
Total equity$4.1B+6.8%
Total assets$28.1B+6.0%

Cash flow

See full
Operating cash flow$257.1M+120%
CapEx$7.7M+188%
Free cash flow$249.4M+118%

Valuation

See full
Market cap$5.89B+33.1%
P/E13.6×+1.7×
P/S4.8×+1.0×

Profitability

See full
Net margin35.2%+3.1pp
FCF margin40.8%+20.2pp

Returns & leverage

See full
Return on equity11%+0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.

The official record: Ameris Bancorp’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Ameris Bancorp's retail mortgage — data processing and communications expenses.

Connect your AI assistant and compare segments, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Ameris Bancorp's retail mortgage — data processing and communications expenses?
Ameris Bancorp (ABCB) reported retail mortgage — data processing and communications expenses of $1.22M in Q1 2026.
How has Ameris Bancorp's retail mortgage — data processing and communications expenses changed year-over-year?
Ameris Bancorp's retail mortgage — data processing and communications expenses decreased by 5.6% year-over-year, from $1.3M to $1.22M.
What is the long-term trend for Ameris Bancorp's retail mortgage — data processing and communications expenses?
Over 4 years (2021 to 2025), Ameris Bancorp's retail mortgage — data processing and communications expenses has grown at a -1.5% compound annual growth rate (CAGR), from $5.55M to $5.24M.
What does retail mortgage — data processing and communications expenses mean?
This covers the costs related to technology infrastructure, software, and communication systems used to process mortgage applications and manage loan portfolios. It serves as a proxy for the segment's digital operational capacity and technological investment.