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Ameris Bancorp ABCB Warehouse Lending — Data processing and communications expenses
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Where this comes from
Reported directly by Ameris Bancorp in its filing.
Tagged under the XBRL concept us-gaap:InformationTechnologyAndDataProcessing.
The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.
- Filed
- Aug 7, 2026, 3:07 PM EDT
- Fiscal quarter
- Q2 FY2026
- Calendar quarter
- Q2 2026
- Accession
- 0000351569-26-000143
| (dollars in thousands) | Three Months Ended June 30, 2026 / Banking Division | Three Months Ended June 30, 2026 / Retail Mortgage Division | Three Months Ended June 30, 2026 / Warehouse Lending Division | Three Months Ended June 30, 2026 / Premium Finance Division | Total |
|---|---|---|---|---|---|
| Noninterest expense | |||||
| Salaries and employee benefits | 66,668 | 21,493 | 468 | 2,865 | 91,494 |
| Occupancy and equipment | 11,823 | 685 | 7 | 40 | 12,555 |
| Data processing and communications expenses | 14,041 | 1,302 | 59 | 169 | 15,571 |
| Other expenses(1) | 110,933 | 11,587 | 184 | 390 | 123,094 |
| Total noninterest expense | 203,465 | 35,067 | 718 | 3,464 | 242,714 |
| Income before income tax expense | 32,406 | 16,274 | 8,717 | 8,652 | 66,049 |
| Income tax expense | 7,538 | 3,417 | 1,831 | 1,817 | 14,603 |
Item 1. Financial Statements.
FAQ
- What is Ameris Bancorp's warehouse lending — data processing and communications expenses?
- Ameris Bancorp (ABCB) reported warehouse lending — data processing and communications expenses of $59K in Q2 2026.
- How has Ameris Bancorp's warehouse lending — data processing and communications expenses changed year-over-year?
- Ameris Bancorp's warehouse lending — data processing and communications expenses decreased by 0.0% year-over-year, from $59K to $59K.
- What is the long-term trend for Ameris Bancorp's warehouse lending — data processing and communications expenses?
- Over 4 years (2021 to 2025), Ameris Bancorp's warehouse lending — data processing and communications expenses has grown at a -2.7% compound annual growth rate (CAGR), from $232K to $208K.
- What does warehouse lending — data processing and communications expenses mean?
- This represents the costs associated with the technology, data processing systems, and communication infrastructure required to support warehouse lending operations. Given the digital nature of modern mortgage warehouse lending, this metric reflects the investment in the platforms used to manage loan pipelines and client interactions. It is a key indicator of the segment's technological efficiency and digital capabilities.
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