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Ameris Bancorp ABCB Occupancy and equipment

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Segments

By segment

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Banking Division$11.82M+12.1%
Retail Mortgage$685K-15.5%
Premium  Finance  Division$40K+11.1%
Warehouse Lending$7K0.0%

Other financials

Income statement

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Revenue$326.0M+8.4%
Net income$51.4M-53.2%
EPS (diluted)$0.77-51.9%

Balance sheet

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Cash & equivalents$1.2B+2.3%
Total debt$50.7M-5.1%
Total equity$4.1B+4.4%
Total assets$28.5B+6.8%

Cash flow

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Operating cash flow$79.4M+29.4%
CapEx$8.6M+12.5%
Free cash flow$70.8M+31.8%

Valuation

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Market cap$5.92B+28.5%
P/E15.7×+4.0×
P/S4.7×+0.7×

Profitability

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Net margin29.8%-3.9pp
FCF margin41.4%+7.5pp

Returns & leverage

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Return on equity9.4%-1.1pp
Debt / equity0.0×

Where this comes from

Reported directly by Ameris Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OccupancyNet.

The source filing: Ameris Bancorp’s 10-Q, filed August 7, 2026.

Filed
Aug 7, 2026, 3:07 PM EDT
Fiscal quarter
Q2 FY2026
Calendar quarter
Q2 2026
Accession
0000351569-26-000143
Line itemThree Months Ended June 30, 2026Three Months Ended June 30, 2025Six Months Ended June 30, 2026Six Months Ended June 30, 2025
Total noninterest income73,53268,911143,452132,934
Noninterest expense
Salaries and employee benefits91,49489,308182,860175,923
Occupancy and equipment12,55511,40124,18022,078
Advertising and marketing3,4523,7456,7486,628
Amortization of intangible assets3,1144,0766,5078,179
Data processing and communications expenses15,57115,36632,36430,221
Legal and other professional fees6,8664,38011,8988,082

Item 1. Financial Statements.

FAQ

What is Ameris Bancorp's occupancy and equipment?
Ameris Bancorp (ABCB) reported occupancy and equipment of $12.56M in Q2 2026.
How has Ameris Bancorp's occupancy and equipment changed year-over-year?
Ameris Bancorp's occupancy and equipment increased by 10.1% year-over-year, from $11.4M to $12.56M.
What is the long-term trend for Ameris Bancorp's occupancy and equipment?
Over 4 years (2021 to 2025), Ameris Bancorp's occupancy and equipment has grown at a -1.7% compound annual growth rate (CAGR), from $48.07M to $44.92M.
What does occupancy and equipment mean?
Costs for office and branch facilities (rent, utilities, maintenance) and equipment (depreciation, repairs, technology hardware) used in operations.

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