Arch Capital Group Casualty — Year Three decreased by 0.8% to 11.8% in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.8%, from 11.9% to 11.8%.
Used to refine long-term loss projections and assess the stability of the casualty book.
The loss development experience for the casualty segment during the third year following the initial underwriting year....
Standard component of actuarial loss development triangles.
acgl_segment_casualty_year_three| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 11.6% | 12.4% | 12.1% | 11.9% | 11.8% |
| QoQ Change | — | +6.9% | -2.4% | -1.7% | -0.8% |
| YoY Change | — | +6.9% | -2.4% | -1.7% | -0.8% |