Business Segments · Year Eight
Mortgage — Year Eight
Arch Capital Group Mortgage — Year Eight increased by 30.0% to 1.3% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 30.0%, from 1.0% to 1.3%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityStable
First reportedQ4 2019
Last reportedQ4 2025
How to read this metric
Higher values indicate deteriorating long-term loss experience, while lower values suggest favorable claim development.
Detailed definition
Represents the eighth year of development for a specific underwriting cohort within the mortgage insurance portfolio. Th...
Peer comparison
Standard actuarial development metric used by mortgage insurers to assess long-tail risk.
Metric ID:
acgl_segment_mortgage_year_eightHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 0.5% | 0.3% | 0.5% | 1% | 1.3% |
| QoQ Change | — | -40.0% | +66.7% | +100.0% | +30.0% |
| YoY Change | — | -40.0% | +66.7% | +100.0% | +30.0% |
Range0.3% – 1.3%
CAGR+160.0%
Avg YoY Growth+39.2%
Median YoY Growth+48.3%
Current Streak3 quarters growth
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Arch Capital Group's mortgage — year eight?
- Arch Capital Group (ACGL) reported mortgage — year eight of 1.3% in Q4 2025.
- How has Arch Capital Group's mortgage — year eight changed year-over-year?
- Arch Capital Group's mortgage — year eight increased by 30.0% year-over-year, from 1.0% to 1.3%.
- What does mortgage — year eight mean?
- The cumulative loss development status of mortgage insurance policies in their eighth year.