Business Segments · Year Six

Mortgage — Year Six

Arch Capital Group Mortgage — Year Six increased by 68.0% to 4.2% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 68.0%, from 2.5% to 4.2%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2017
Last reportedQ4 2025

How to read this metric

Minimal loss activity in year six confirms the successful runoff of the underwriting cohort.

Detailed definition

Represents the loss development or financial performance metrics for the sixth year of a mortgage insurance underwriting...

Peer comparison

Standard cohort-based underwriting analysis used by mortgage insurers.

Metric ID: acgl_segment_mortgage_year_six

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value2.1%1.8%1.8%2.5%4.2%
QoQ Change-14.3%+0.0%+38.9%+68.0%
YoY Change-14.3%+0.0%+38.9%+68.0%
Range1.8%4.2%
CAGR+100.0%
Avg YoY Growth+23.2%
Median YoY Growth+19.4%
Current Streak3 quarters growth

Frequently Asked Questions

What is Arch Capital Group's mortgage — year six?
Arch Capital Group (ACGL) reported mortgage — year six of 4.2% in Q4 2025.
How has Arch Capital Group's mortgage — year six changed year-over-year?
Arch Capital Group's mortgage — year six increased by 68.0% year-over-year, from 2.5% to 4.2%.
What does mortgage — year six mean?
Performance data for mortgage insurance policies during their sixth year of coverage.