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Arch Capital Group ACGL Business Segments

FY'25FY'24FY'23FY'22
Net premiums earned by Business
Insurance$7.77B+17.3%$6.63B+21.7%$5.45B+19.4%$4.56B+25.8%
Mortgage$1.17B-4.8%$1.23B+6.3%$1.16B-0.2%$1.16B-9.6%
Reinsurance$8.12B+12.2%$7.24B+24.1%$5.84B+47.4%$3.96B+39.4%
Underwriting Income Loss Segment by Business
Insurance$375M+8.7%$345M-23.3%$450M+101%$224M+94.8%
Mortgage$1B-8.6%$1.09B+2.8%$1.06B-15.4%$1.26B+31.8%
Reinsurance$1.56B+27.5%$1.22B+11.3%$1.1B+249%$315M+87.5%
Other underwriting income by Business
Insurance$36M$0$0$0
Mortgage$22M+29.4%$17M+21.4%$14M+75.0%$8M-55.6%
Reinsurance$159M+1,667%$9M-47.1%$17M
Net Losses and Loss Adjustment Expenses Incurred by Business
Insurance$4.76B+17.1%$4.07B+30.4%$3.12B+12.1%$2.78B+18.7%
Mortgage-$4M+92.7%-$55M+46.6%-$103M+68.2%-$324M-668%
Reinsurance$4.61B+6.5%$4.33B+34.1%$3.23B+25.7%$2.57B+33.4%
Losses and loss adjustment expenses by Business
Insurance$4.76B+17.1%$4.07B+30.4%$3.12B+12.1%$2.78B+18.7%
Mortgage-$4M+92.7%-$55M+46.6%-$103M+68.2%-$324M
Reinsurance$4.61B+6.5%$4.33B+34.1%$3.23B+25.7%$2.57B+33.4%
Percentage of Amount Assumed to Net by Business
Insurance27.8%+12.0pp15.8%+15.0pp0.8%0.0pp0.8%0.0pp
Mortgage20.6%+0.7pp19.9%-1.6pp21.5%+3.9pp17.6%-5.7pp
Reinsurance134.6%+3.5pp131.1%+1.6pp129.5%-3.6pp133.1%-10.9pp
Other Operating Expenses by Business
Insurance$1.17B+17.8%$995M+21.5%$819M+23.2%$665M+19.0%
Mortgage$185M-10.6%$207M+6.7%$194M-0.5%$195M+1.0%
Reinsurance$469M+73.7%$270M-6.3%$288M+7.5%$268M+25.2%
Net premiums written by Business
Insurance$7.8B+13.4%$6.87B+17.3%$5.86B+16.7%$5.02B+21.0%
Mortgage$1.06B-4.7%$1.11B+5.7%$1.05B-7.1%$1.13B-10.2%
Reinsurance$7.62B-1.7%$7.75B+18.2%$6.55B+33.1%$4.92B+51.3%
Gross premiums written by Business
Insurance$10.44B+15.3%$9.05B+14.4%$7.91B+14.1%$6.93B+18.1%
Mortgage$1.31B-3.4%$1.35B-2.6%$1.39B-4.7%$1.46B-3.5%
Reinsurance$11.15B+0.3%$11.11B+21.9%$9.11B+31.2%$6.95B+36.4%
Other Expenses by Business
Insurance$1.17B+17.8%$995M+21.5%$819M+23.2%$665M+19.0%
Mortgage$185M-10.6%$207M+6.7%$194M-0.5%$195M+1.0%
Reinsurance$469M+73.7%$270M-6.3%$288M+7.5%$268M+25.2%
Direct by Business
Insurance$8.27B+3.7%$7.97B+1.3%$7.87B+14.2%$6.89B+18.1%
Mortgage$1.09B-3.8%$1.13B-2.7%$1.16B-7.6%$1.26B+3.5%
Reinsurance$895M-6.4%$956M+52.7%$626M+57.7%$397M-2.9%
Goodwill and intangible assets by Business
Insurance$3.38B+35.8%$2.49B+177%$900M-4.3%$940M-11.6%
Mortgage$1.33B-4.9%$1.4B-11.3%$1.58B-13.6%$1.83B+2.8%
Reinsurance$405M-10.0%$450M-18.2%$550M-13.5%$636M+61.4%
Assumed by Business
Insurance$2.17B+100%$1.08B+2,254%$46M+9.5%$42M+23.5%
Mortgage$218M-1.4%$221M-2.2%$226M+13.6%$199M-32.3%
Reinsurance$10.25B+1.0%$10.16B+19.7%$8.49B+29.5%$6.55B+39.9%
Acquisition expenses by Business
Insurance$1.5B+22.9%$1.22B+15.4%$1.06B+18.9%$887M+46.4%
Mortgage$13M+550%$2M-88.2%$17M-57.5%$40M-58.8%
Reinsurance$1.64B+14.8%$1.43B+15.5%$1.24B+52.5%$813M+51.4%
Ceded Premiums Written by Business
Insurance$2.64B+21.0%$2.18B+6.3%$2.05B+7.3%$1.91B+11.1%
Mortgage$245M+2.5%$239M-28.7%$335M+4.0%$322M+30.4%
Reinsurance$3.53B+4.9%$3.37B+31.5%$2.56B+26.4%$2.02B+10.0%
Prior years by Business
Insurance-$63M-$95M-46.2%-$65M+40.9%
Mortgage-$235M+16.7%-$282M+18.0%-$344M+37.9%-$554M-226%
Reinsurance-$392M-69.0%-$232M-14.3%-$203M-4.6%-$194M+1.6%
Net premiums earned by Product
Casualty and other$937M+8.4%$864M+10.8%$780M+17.5%$664M
Casualty$1.43B+31.6%$1.09B+8.3%$1.01B+17.5%$855M+6.2%
Commercial automobile$581M+26.6%$459M+33.8%$343M+19.5%$287M
Commercial multi-peril$792M+82.1%$435M+125%$193M-2.0%$197M
International mortgage insurance/reinsurance$163M-5.8%$173M-3.4%$179M+11.9%$160M+7.4%
Marine and aviation$317M+14.9%$276M+20.5%$229M+44.0%$159M+3.9%
Other liability - claims made$786M-6.8%$843M-2.7%$866M-0.9%$874M
Other liability - occurrence$1.32B+40.2%$942M+52.4%$618M+21.4%$509M
Property and short-tail specialty$2.47B+11.1%$2.23B+19.6%$1.86B+36.9%$1.36B
Property catastrophe$1.07B+11.1%$959M+29.2%$742M+102%$367M+24.4%
Property excluding property catastrophe$2.25B+4.8%$2.15B+30.6%$1.65B+50.9%$1.09B+29.0%
Specialty$2.91B+11.0%$2.62B+24.9%$2.1B+52.2%$1.38B+47.1%
U.S. credit risk transfer (CRT) and other$207M-2.8%$213M-3.2%$220M+12.2%$196M+8.3%
U.S. primary mortgage insurance$802M-5.1%$845M+11.3%$759M-5.6%$804M-15.6%
Workers compensation$591M+7.7%$549M+10.9%$495M+19.3%$415M
Prior years by Product
Casualty$70M+59.1%$44M-4.3%$46M
Travel and accident-$26M+16.1%-$31M
Net premiums earned by Geography
International$2.04B+5.8%$1.93B+15.6%$1.67B+30.4%$1.28B
North America$5.74B+22.0%$4.7B+24.4%$3.78B+15.2%$3.28B
Net premiums written by Geography
Europe and other$2.15B-1.7%$2.19B+44.8%$1.51B+35.3%$1.12B+28.3%
International$2.07B+3.4%$2.01B+7.4%$1.87B+25.0%$1.49B
North America$5.72B+17.6%$4.87B+21.9%$4B+13.3%$3.53B
Other$280M-3.1%$289M-6.5%$309M-12.2%$352M-37.0%

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Questions, answered.

How does Arch Capital Group break its business down?
Arch Capital Group (ACGL) reports net premiums earned by business across 3 parts — Insurance, Mortgage and Reinsurance. Each is extracted from the segment footnotes and tracked over time.
Where does Arch Capital Group's segment data come from?
Segment breakdowns are pulled from the segment footnotes in Arch Capital Group's SEC filings (the XBRL dimensional tags), so every line ties back to a reported figure. Switch between quarterly, annual, and TTM, or open any segment for its full history.