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American Coastal Insurance Corporation ACIC Property Liability And Casualty Insurance — Direct Premiums Written

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Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$540.37M+6.1%
Enterprise value$453.94M+78.4%
P/E5.2×-1.1×
P/S1.6×0.0×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:DirectPremiumsWritten.

The official record: American Coastal Insurance Corporation’s 10-K, filed March 9, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's property liability and casualty insurance — direct premiums written?
American Coastal Insurance Corporation (ACIC) reported property liability and casualty insurance — direct premiums written of $153.15M in Q4 2025.
How has American Coastal Insurance Corporation's property liability and casualty insurance — direct premiums written changed year-over-year?
American Coastal Insurance Corporation's property liability and casualty insurance — direct premiums written decreased by 4.7% year-over-year, from $160.68M to $153.15M.
What is the long-term trend for American Coastal Insurance Corporation's property liability and casualty insurance — direct premiums written?
Over 2 years (2023 to 2025), American Coastal Insurance Corporation's property liability and casualty insurance — direct premiums written has grown at a -1.8% compound annual growth rate (CAGR), from $635.59M to $612.6M.
What does property liability and casualty insurance — direct premiums written mean?
This metric represents the total premiums collected by the insurance segment from policyholders before accounting for reinsurance transactions. It serves as a primary indicator of the company's gross market reach and top-line sales volume within the property and casualty sector. Monitoring this figure helps investors assess the segment's ability to attract and retain customers in a competitive insurance landscape.