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American Coastal Insurance Corporation ACIC Change in deferred policy acquisition costs

Change in deferred policy acquisition costs at other companies

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-$5.44M-26.6%
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-$22K-101%
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-$1.06M-108%

Other financials

Income statement

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Revenue$71.2M-1.4%
Operating income$25.5M+1.7%
Net income$19.3M-9.8%
EPS (diluted)$0.39-9.3%

Balance sheet

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Cash & equivalents$238.9M-6.0%
Total debt$152.5M+0.1%
Total equity$331.7M+27.1%
Total assets$997.0M-14.0%

Cash flow

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Operating cash flow-$5.7M-122%
CapEx$136.0K+41.7%
Free cash flow-$5.9M-122%

Valuation

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Market cap$521.47M+3.8%
Enterprise value$435.04M+8.6%
P/E-1.9×
P/S1.6×-0.1×

Profitability

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Operating margin42.1%+10.9pp
Net margin31.3%+7.0pp
FCF margin48.7%

Returns & leverage

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Return on equity35.4%+3.7pp
Debt / equity0.5×-0.1×

Where this comes from

Reported directly by American Coastal Insurance Corporation in its filing.

Tagged under the XBRL concept us-gaap:IncreaseDecreaseInDeferredPolicyAcquisitionCosts.

The official record: American Coastal Insurance Corporation’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American Coastal Insurance Corporation's change in deferred policy acquisition costs?
American Coastal Insurance Corporation (ACIC) reported change in deferred policy acquisition costs of $2.14M in Q1 2026.
How has American Coastal Insurance Corporation's change in deferred policy acquisition costs changed year-over-year?
American Coastal Insurance Corporation's change in deferred policy acquisition costs decreased by 68.9% year-over-year, from $6.88M to $2.14M.
What is the long-term trend for American Coastal Insurance Corporation's change in deferred policy acquisition costs?
Over 2 years (2021 to 2025), American Coastal Insurance Corporation's change in deferred policy acquisition costs has grown at a -78.5% compound annual growth rate (CAGR), from -$35.89M to -$1.65M.
What does change in deferred policy acquisition costs mean?
This represents the change in costs directly associated with acquiring new insurance policies, such as commissions and underwriting expenses, which are capitalized and amortized over the life of the policy. An increase indicates higher upfront spending on business acquisition, while a decrease reflects the amortization of these costs against current earnings. It is a vital metric for understanding the timing of profitability relative to the growth of the insurance portfolio.